Closing Halifax CC and reopening to get 0% purchases

mahesh_on

Hi all,
Would anyone be able to advise me on how to go about closing a halifax all in one CC. The reason I got it was for the 1 year 0% purchases offer on it. It has now come to the end of this period and my bank has advised that i can close it and after 30 days should be able to obtain another with a fresh 12 month period:) Now as am not sure whether this would be credit checked i'd like to know if there is a recommended procedure from anyone who's tried it. Or if anyone knows of any long term 0% on purchases CCs. Cheers!

Tixy

Usually you have to wait longer than that to get a new deal.
Halifax is reported here http://www.stoozing.com/cards.php to be the shortest at 2months (but they may have changed it).

For other good 0% purchase deals - http://www.stoozing.com/purchases.php

Brian64

There was a post on here that Halifax are bringing out a new range of cards i think it is in July so they may not be offering the card you want in 30 days

rb10

You are correct that you'd have to wait 30 days to get a new Halifax credit card.

However, their new credit card range (which will be brought out in July) will not have any cards with 0% deals. Instead, every month that you spend £300 on the card in a month, they'll give you £5 back.

However, you would (after 30 days) be able to apply for a Bank of Scotland All in One card, which will carry on the same as now. (You can manage this account by phone or on Halifax internet banking, but not in a Halifax branch).

You would be credit checked for opening a new Halifax CC.