Thurs 17th June - What small DFW things have you done today?

Triangle

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D



GOOD MORNING ALL :hello::hello::hello:

Apologies to all for wrong month in the title yesterday and thanks for all the kind words :T

I'm sooooo tired - not used to these 12hour shifts! But its great for the pennies and will have a long lay in tomorrow!

My list...

• Work 8-8
• NSD
• Packed lunch
• Wrote meal plan and shopping list last night
• DH to do shopping after work today
• Received new tax code letter yesterday
• Walk pup for free excerise
• Lovely bubble bath tonight

Have a lovely day all - great to see a few newbies posting And all you lovely 'oldies'!

T
x

LilacPixie

morning. I need to keep coming here to focus the mind. today i have will:

do a meal plan/shopping list for next week
get back into surveys, lood at companies and reset passwords
Look at daily clicks again
look at readbud
Ebay, look at new listing fees


Basically i need to both increase my income a touch and reduce spending so we have the beginings of a 2 pronged attack

Erme

Only good DFW stuff I did yesterday was get 6 pink lady apples@ Mr T by docs for 50p :T...

Still not done cashback...

Now have summer cold bug - praise God I have lavender oil in...and will get cheap orange juice @ some point today...

No food shopping and a whoopsie spend on a chinese (£1.50) yesterday

Today I'm keeping it simple...

• Get to WR appt re complaining re DWP numpty who phoned on Monday et al
• Get some groceries from a supermarket...

SLEEP AND VEG

That's about it for me today...I find I often get bugs when a little run down...

Hugs

E.

OrangeFairy

Morning all!


What a rubbish morning. DD2 campe in at 5am, then stayed in bed with me until i finally left her in there with OH at 6.30am and came downstairs!

I feel KNACKERED. And i have my exam today which isnt the way i wanted to start my day :(:(:(:(

Today before morning school run

Make OH's lunch from stores
Take chicken out for dinner
pack DD2's ballet stuff
Shower the kids
Pack both DD's swimming stuff
clean shoes i am donating to my little sister
get exam stuff ready
Decide what revision bits to take to my mums this morning
reading with DD1 which we didnt do last night
3 ebay items get ready to send

Later
free parking as brothers Nan-in-law lives right beside the college
revise for exam
Lunch at mums for DD2 and I
Check banking
send 3 ebay items
Scratchies
Surveys
Look for a present for a party the kids are going to
Ask my Mum to buy my Dad's strong bow from tesco for fathers day - she gets discount
Sort out tops for my step dad for fathers day

Right i'd better get my whatsit in gear then!!!

Have a great day xxx

catmiaow

Morning all,

My list for today:

[STRIKE]Check banking
Do comps before work
Tidy up after cats
Take rubbish out
Do comps before work
Check on washing hanging to dry[/STRIKE]
[STRIKE]Go to work
Do more comps[/STRIKE]
[STRIKE]prepare dinner ready to go on when get in or whenever OH says he is on his way home, which might be later - cooked roast dinner and washed and cleaned up after [/STRIKE]
[STRIKE]Check job sites
Email friend back
Email woman who brought item 7 days ago if she don't pay by tomorrow, will inform ebay[/STRIKE] - Started unpaid proceedings now sick of this buyer
[STRIKE]I need to put washing on and hang to dry[/STRIKE][STRIKE][/STRIKE]
[STRIKE]Cleaned half the bathroom - other half tomorrow
Cleaned oven[/STRIKE]

Hope everyone has a good day!

Miss_Piggy_2

Good morning all

I'm a bit of a comer and goer on this thread! Haven't been on in a while but used to find it really useful in keeping me focussed...something I need at the moment!:)

So today I will / have:

* Checked on-line banking :eek:
* One lot of washing at 30'c
* Line dry washing
* Limit trips in car....walk to shop for essentials
* Look at doing some competitions
* Sort out cupboard under sink...keep buying cleaning products so must have a small mountain of them under there...sort out what I can use up
* Storecupboard lunch
* "free" dinner...gammon supplied by Nan

Thats it for today....

Miss P
xx

josiebabie

Morning!
Got a cracking headache this morning! Boo!
Not feeling like doing much today, bit of a row with NSOH last night and feeling a bit delicate!

- OnePoll - didn't acheive this yesterday
- [STRIKE]Check banking[/STRIKE] :eek:
- [STRIKE]Check VO for voucher pay out[/STRIKE] nearly!
- [STRIKE]Phone TC's to update with CHB number[/STRIKE] can't take it until claim has been registered!!! :mad:
- Work out budget for month and see how I will cope
- Go through WIP and see if I can close anything yet
- 1 x HC tonight
- Snacks/lunch from stores, tho I am really munchy today nom nom
- Dinner from stores - Cottage pie? Depends on potato situation
- HW and TV off at wall
- NSD

Have a lovely sunny warm day today all!
Jx

Cheery_Daff

Morning all, and good luck with the exam Littlekel! :j

Another grumpy day for me, just can't seem to shake it at the minute most unlike me Ah well, sun's shining, and I'll try to make the most of it

Today's list (and I really hope people don't mind me sticking all kinds of things on here, rather than only MSE stuff, I know that's what it's about, but lots of things do relate to MSE stuff - honest! And it really helps with the motivation... but I'll stop if people are bothered...)

* [STRIKE]change sheets[/STRIKE]
* [STRIKE]clear up area at end of bed[/STRIKE]
* [STRIKE]clean bathroom[/STRIKE]
* read gas meter
* next bathroom DIY job <sigh>
* tidy and hoover upstairs
* water veg
* garden pottering
* phd stuff
* 1 hour transcribing work
* make voluntary phone calls
* cheery run
* cheery bath
* make and post Father's Day card
* post wedding invite reply
* sort CDs for ebay (how many days has this been on the list??)
* surveys

Off to a better start than the last few days at least! Got to take van to garage now, and it might mean getting rid of the darn thing... Back in a bit...

picasso2

Hi folks , I'm feeling much better today. Have stuck my head in the sand about the thing that is a woory - why worry until you know for sure you have something to worry about ?

So today I must get on , my list :

• get out of bed
• check online banks - much better than last month and i think i get paid early this month due to official day being at weekend.
• competitions - done a few already
• surveys
• post ebay / ebid packages and apoogise for being late
• buy cheap butter to make banana bread
• look for cheap bedding plants - gardner started and has put in borders that need filling.
• get cash to pay gardner
• HC x1 and line dry
• good clean and tidy
• list more items on ebay / ebid
• meals from stores

Think this is ample for today.

WelshWoofer

Morning (ish!)
Having another "lovely" day at "school" (if you can called it that).

Today's list....

• Struggle through work day
• Try to get them to tell me how much I'm actually getting paid
• Walk dog for free exercise
• All food from stores including packed lunch
• Try not to spend too much
• Get fathers day card and post it
• Post mums stuff
• Finish shopping list for the weekend
• Check banks
• Do any surveys

That's it for today so far - may think of a few more bits later
xx

La_escocesa

Hi everyone :wave:

My list today is like this:

• Porridge brekkie
• Packed lunch
• Reviewed spending diary :eek: – no more make up/toiletries/nail polish for me!! Tut tut.
• Caught up with a friend on email
• Aiming for NSD – trying not to get my hopes up because every time I do something crops up…
• Called cc peeps about mysterious purchase interest on my balance transfer card – got it refunded
• Did a mini July budget – looks like I’ve got about £150 ‘pocket money’ next month
• Going to come up with a clear up/clear out plan for the weekend!
• Posted dad’s card with 2nd class stamp
• Update diary thread

xx