How middle class families pay 49% of income in taxes - The Telegraph

treliac

silvercar wrote: »

Round here, 3 kids and on benefits would get you £1600 a month in LHA. To earn that money as a 40% tax payer, you would need to get £32k. Unbelievable £32k of your gross salary just to pay the rent to benefit levels.

And, indeed, why it pays so many to actively avoid work altogether - unless it's paid 'cash in hand' that is.

wageslave

silvercar wrote: »

Round here, 3 kids and on benefits would get you £1600 a month in LHA. To earn that money as a 40% tax payer, you would need to get £32k. Unbelievable £32k of your gross salary just to pay the rent to benefit levels.

Lets go to entitledyou.com and see what someone on 32k with three kids is claiming.

Are they a single parent? Is one of them even vaguely disabled?


If you are a couple and have three children under 16 and earn 32k between you, you are entitled to £6,247.05 a year in tax credits.

This obviously rises if you have child care costs or one of them coughs a lot.

Shall we look at what the numpty unemployed are entitled to. Just to be fair?

The_White_Horse

headcone wrote: »

I don`t know braggart you tell me?

i already did, nothing.

and i am not bragging, i am complaining.

silvercar

If you are a couple and have three children under 16 and earn 32k between you, you are entitled to £6,247.05 a year in tax credits.

That's your starting point. Now add to those tax credits, income support, free prescriptions & dentist, free school meals, council tax benefit, ......and within a couple of years for your children EMA at £30 a week a child, student grants......

Then take off the costs you don't have - travel to work, clothes for work, essential work spends like whip rounds for birthdays and leavers........

chucknorris

silvercar wrote: »

Round here, 3 kids and on benefits would get you £1600 a month in LHA. To earn that money as a 40% tax payer, you would need to get £32k. Unbelievable £32k of your gross salary just to pay the rent to benefit levels.

It's probably more than that, for example my wife's season ticket from Dorking to Reading (where she works) is about £2,700 (she might have said £2,800 I forgot)

ninky_2

if you're in the 40 percent tax bracket you don't pay 40 percent of your income in tax though.....you still get the same tax free and lower tax thresholds as other workers. it's only the bit above the threshold you pay that much tax on.

VAT on a packet of crisps is a bigger percentage of income for low earners. as is council tax. i don't see how anyone is the higher tax brackets can say they are hard done by. really you should look at how some poor people have to live.

ninky_2

silvercar wrote: »

Round here, 3 kids and on benefits would get you £1600 a month in LHA. To earn that money as a 40% tax payer, you would need to get £32k. Unbelievable £32k of your gross salary just to pay the rent to benefit levels.

sorry if i'm being thick. but why would you be paying 40 percent tax if you are on 32k?

Degenerate

silvercar wrote: »

Round here, 3 kids and on benefits would get you £1600 a month in LHA. To earn that money as a 40% tax payer, you would need to get £32k. Unbelievable £32k of your gross salary just to pay the rent to benefit levels.

Not sure what relevance your straight percentage has when the 40% rate is only payable on income over £43875.

drc

ninky wrote: »

if you're in the 40 percent tax bracket you don't pay 40 percent of your income in tax though.....you still get the same tax free and lower tax thresholds as other workers. it's only the bit above the threshold you pay that much tax on.

VAT on a packet of crisps is a bigger percentage of income for low earners. as is council tax. i don't see how anyone is the higher tax brackets can say they are hard done by. really you should look at how some poor people have to live.

Low earners can get help with council tax and housing benefit, get supplements for tax credits etc (especially if they are low earners because they work part-time).

ninky_2

drc wrote: »

Low earners can get help with council tax and housing benefit, get supplements for tax credits etc (especially if they are low earners because they work part-time).

depends what you describe as a low earner? also if you are a low earner and your partner isn't you don't get these benefits.

if it's so fantastic being a low earner i'm sure high earners always have the option of a pay cut.:D