We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Does everyone get emailed the credit agreement from vanquis when you apply?

Im trying to get a credit card to re-build my credit score, I have just applied to vanquis and they said they would be in touch with an answer, but then I noticed they emailed me a credit agreement, is that just standard practice or does that mean maybe my application have been approved?

Comments

  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    from reading on here they send it everyone, even if declined online
  • PNPSUKNET wrote: »
    from reading on here they send it everyone, even if declined online

    Thanks I couldn't find anything on here relating to it
  • paulmcerlean
    paulmcerlean Posts: 831 Forumite
    Yes, even if they auto decline you online, you will still get the credit agreement. If you got the 'be in touch' message, they will give you a call over the next few days should you be accepted. This will be to sell you PPI etc...

    If not, you will get a letter declining you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.