Car hire excess insurance

bouncydog1

Just about to hire a car and do not wish to have to pay extortionate rates to reduce the excess. Has anyone used carhirexcess.com underwritten by Mondial and has anyone had to claim from them?

Mr_Smith_3

I haven't used them myself, bouncyd!!! but if you're still considering other candidates, I would recommend icarhireinsurance - used them earlier this year myself, had no problems with them and they're cheap both daily and annually.

cherry-picker

Just to add to Mr Smith's comments, I bought excess protection from icarhireinsurance.com in May this year. I did have to make a claim after the hirecar was damaged in a carpark and a charge of nearly £400 was applied to my credit card by the rental company. I made a claim on my policy and received a cheque within 3 or 4 days - it all seemed pretty straight forward, I just had to provide my rental agreement ( so make sure you keep hold of that for a few weeks after you get home) and also my credit card statement which showed the charge from the rental company.

matters

I have no experience of Mondial, but other insurers are Questor & Reduce My Excess, both underwritten by White Horse Insurance.

Their quotes are quite different though:

Questor charge £2.98 daily, wheras Reducemyexcess starts at £1.95.

Plus you can also add cover for car hire in the UK, which is handy, Questor 75p a day, Reduce My Excess 50p a day.

Below are typical charges I found with Europcar when hiring a car in Paris.

* SUPER COLLISION DAMAGE WAIVER (8.01 EUR per day)
* PERSONAL ACCIDENT INSURANCE (8.01 EUR per day)
* SUPER PERSONAL ACCIDENT INSURANCE (5.02 EUR per day)

When you compare to car hire excess charges of £1.95 to over 13 Euros a day (if you add CDW to Personal Accident cover) with companies like Europcar, this is is significant saving.

More spending money

Associate

I'm thinking of registering with Zipcar as they have a nice range of cars parked near me. I'd have to pay £60 extra on top of the registration as a waver for the insurance excess. If I decided to go with https://www.icarhireinsurance.com/ instead, it would cost me £40. So a saving of £20.

For those who are familar with Zipar or https://www.icarhireinsurance.com/, I'm wondering if I should go with https://www.icarhireinsurance.com/ or do everything with Zipcar, even though it would cost an extra £20, as it may be easier/simpler to have it all with one company (and I don't mind paying extra if it mean less hassle)?

Thanks.