We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Help choosing new bank account

Right, I am currently with Natwest. I have a student/graduate account with them, a savings account and an ISA. I have recently been the victim of fraud (since they brought in the Visa debit card, I haven't used any new websites [only use paypal] or gone to any new shops) and they have annoyed me with the whole process. I don't trust the Visa debit cards and I really don't want a credit card.

So I'm looking for a new account. I want one with internet banking, where I can have a debit card that isn't visa, with a bank that won't collapse any time soon and that has a good ISA rate.

Any ideas?
Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017

Comments

  • cbassno3
    cbassno3 Posts: 131 Forumite
    Hiya, I would recommend barclays. A good solid bank with good internet banking and some very good savings rates compared to other high street banks. The account does come with a visa debit, However you might be able to have just a cash card if you needed too. Also the isa that barclays have has a good rate of 3.10% which is again much better than other providers. Another great savings account is there monthly savings 3.25%! Barclays is the way forward!:beer:
    It takes two to tango!:rotfl:
  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
    The only banks left that don't issue visa debit are Clydesdale Bank,Yorkshire Bank, Bank of Ireland and Northern Bank. And you have to be a resident in Nothern ireland to open an account with Northern.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.