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How has this board changed your life?

Just thought I would see how much people have been helped by sharing experiences or getting encouragement from like minded individuals.

Personally I am now far more determined to be debt free, I have a budget that works and know exactly what is going on with all of my bank a/c, c/cards and loans.
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Comments

  • amosworks
    amosworks Posts: 1,831 Forumite
    MSE gave me game.
  • kate1976
    kate1976 Posts: 2,021 Forumite
    yummum wrote:
    Personally I am now far more determined to be debt free, I have a budget that works and know exactly what is going on with all of my bank a/c, c/cards and loans.

    Me too, I love this board so much I would marry it if I could!! I love reading about the experiences people have gone through and although I only have a 'small' debt compared to many (less than £2000) the inspiration I have found is marvellous, I'd just like to thank everyone who has motivated and inspired me!:T
    Kate
    xxx
    :Axxx
    "A bank is a place where they lend you an umbrella in fair weather
    and ask for it back when it begins to rain."

    Stay safe, stay sane, stay smiley!
  • I dread to think how much worse off i would be if it wasnt for this board. I would have carried on using my CC and probably would have racked up £15k now instead of £10k.

    Although, I dont think I would have as many arguments with my OH about money (he doesnt get it and is still racking up debt - where they will let him!) so we argue day and night about it!
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    I have paid off a few grand and stopped buying unnecasary carp.

    Im now AMAZING at maths

    I have loads of instant mates that I dont have to spend money to chat to

    Im a different person no longer irresponsible and chaotic and annoying. ( so I like to think LOL)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • I have never come across another website that could change my life so much! It's amazing! For the first time in my life I feel motivated to do something and I have stuck at it! I have never had this much determination before.
    Also, since coming here and learning all about debt and other financial products, I am going to start to train to become a financial advisor in the new year as I find it all fascinating and like the idea of helping people with their cash for a living! So if I am successful, this site will be partly responsible for me changing my career and earning a fat wedge :D
    Was debt free... then went travelling!
  • debbycatz
    debbycatz Posts: 209 Forumite
    It's not so much that this site has helped me get debt-free, but that this site has given me great tools for avoiding bad debt in the future. The money saving tips have helped me do a proper realistic budget that should avoid me reaching for the credit card in future.

    Most importantly, the community spirit here has helped to motivate and inspire me.

    I almost see money saving as a new hobby of mine and one which I am thoroughly enjoying.
  • saubryn
    saubryn Posts: 610 Forumite
    Um its the change this board *stopped* that I love :) I had rent arreers of 2500 when I came here and was about to get evicted. I now have the arreers down below the 2000 mark, the rest of my debt has either started going down, or at least stopped going up, and I still live in my flat :)
    DFW Nerd No. 140 :)
    Status as of 30/11/12
    [strike]Rent 2500 Council Tax 800 NlPower - 800[/strike][SIZE=-2]:j IF - 8000 :(British Gas - [strike]112[/strike] - 102 Lloyds - 1123
    Barclays - 306 Barclaycard 1,123 HSBC - 200 Capital 1- 400 Barclayloan - 4500[/SIZE]
  • I have to say this site has been the kick up the a**e i needed to get myself sorted ! and I know that with the assistance of everyone I can bring my DFD closer and beyond that I can be responsible with my cash and not get into this kind of situation again !!!
    VIRGIN CC [STRIKE] £648.87[/STRIKE]PAID OFF 08-09-09 :j
    RBS CC [STRIKE]£911.97[/STRIKE]£497.21
    Loan 2 [STRIKE]£5226.43[/STRIKE] £4988.38
    Loan 1 [STRIKE]£19676.15[/STRIKE] £17859.89
    TOTAL [STRIKE]£26586.53[/STRIKE] £23,345.48
    LBM 25/07/09 DFD November 2014 - Aiming for November 2012:D
  • MinniMe_2
    MinniMe_2 Posts: 1,611 Forumite
    form me it has been learning all the bank/cc sneaky tricks and being more aware of money etc.

    and having somewhere to come to for advice on everything - not just money, its like having a big group of friends I can come to with all my problems - and you guys are great!!
    New surname New start!
    Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off
  • kathfisch
    kathfisch Posts: 3,042 Forumite
    Really getting interested in moneysaving, and this board particularly, caused a big change in my life, money wise and in other ways. I was in relatively little debt (just under £2000) but I soon managed to clear that by adopting dfw ways! I now only have my student loan to pay, not urgently of course, and am using my new skills to budget and make sure I'm living within my means.

    And I love the community feeling... its addictive!
    Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue Q
    Official DFW Nerd Club - Member no. 003 :DProud to have become debt free... and striving to keep it that way
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