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Do courts ask for proof of SOAs eg. Bank statements
Ellabelle
Posts: 76 Forumite
When considering a CCJ do county court judges ask for proof of the amount you can/cannot afford?
The reason I ask is that the other day I was feeling a bit down about my debts having just written millions of letters to creditors regarding my debts and so I ordered a pretty expensive takeaway (£15). I am a terrible comfort eater you see.
I am dealing with this!! I have promised myself I won't to it again and apart from this I am sticking to my budget.
I'm a bit concerned that as I paid for my takeaway on debit card that this will appear on my bank statement. If my creditors decided to take me to court for a CCJ could a judge look at this entry and basically say if you can afford a takeaway you could afford more debt repayments??
I appreciate I'm being a bit paranoid but any help on this would be fab.
Thanks alot.
x.
The reason I ask is that the other day I was feeling a bit down about my debts having just written millions of letters to creditors regarding my debts and so I ordered a pretty expensive takeaway (£15). I am a terrible comfort eater you see.
I am dealing with this!! I have promised myself I won't to it again and apart from this I am sticking to my budget.I'm a bit concerned that as I paid for my takeaway on debit card that this will appear on my bank statement. If my creditors decided to take me to court for a CCJ could a judge look at this entry and basically say if you can afford a takeaway you could afford more debt repayments??
I appreciate I'm being a bit paranoid but any help on this would be fab.
Thanks alot.
x.
0
Comments
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I appreciate I'm being a bit paranoid but any help on this would be fab
"Some" creditors would have members eating scraps from the pig bins if allowed :mad: :mad: thankfully, we have a justice system that allows one to live, courts don't request every penny spent as such, you're entitled to a take-way
make sure you enjoy your next one 
Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Thanks alot for your reassuring reply 10past6.
0 -
They could ask for the food back
mmmmm0 -
Now that 10 past 6 has given you a proper answer, can I ask a question?
What takeaway did you get?
Jim0 -
He He!
It was a large (yes I know!) stuffed crust chicken and vegetable pizza from Pizza Hut delivery!! - My house mates had a few slices, promise!
And chocolate cake!
I was a bit MSE about it as I had a spend £25 get £10 off voucher so I ordered 2x chicken spicy strip starter portions as well and had them the next day with salad for lunch so 2x meals for the price of one. I shall have to console myself with this.
I don't know where I put it all
I'm 5' 3" and weigh 9 stone!! 0 -
:oOh no, I'm hideously embarrased now! :eek: 0
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