Driving with a plaster cast, insurance?

Tucker

I can't see the problem. My granddad, god rest his soul, used to drive and he had no arms.

I'll never forget his last words................ "f**k me....... a bend!!!"

cyclonebri1

skiddlydiddly wrote: »

I guess I should have included a smilie or requested people turn their sarcasm filter on .

Over or under my head,

I don't due subtle,

cyclonebri1

Tucker wrote: »

I can't see the problem. My granddad, god rest his soul, used to drive and he had no arms.

I'll never forget his last words................ "f**k me....... a bend!!!"

Indeed, God rest his soul, he was (h)armless,

Coat on and gone. :A

raskazz

Almost everyone on this thread has missed the point.

There are two possible reasons why the doctor has given advice not to drive:

1) Because the driver will not have control over the car - not really a problem in an automatic; and/or

2) Because if the driver is involved in an accident, while the injury has not yet healed, it could be made much worse by the impact of the accident.

Clearly if the root cause of the doctor's advice is 2) and not 1) then the driver has no insurance issues at all if he drives the car.

(Make sure that your policy covers him for business use first though before letting him drive it).

Wee_Willy_Harris

raskazz wrote: »

Almost everyone on this thread has missed the point.

There are two possible reasons why the doctor has given advice not to drive:

1) Because the driver will not have control over the car - not really a problem in an automatic; and/or

2) Because if the driver is involved in an accident, while the injury has not yet healed, it could be made much worse by the impact of the accident.

Clearly if the root cause of the doctor's advice is 2) and not 1) then the driver has no insurance issues at all if he drives the car.

(Make sure that your policy covers him for business use first though before letting him drive it).

The point YOU are missing is that the insurance issue is a VERY secondary issue. This is a spiral fracture which, if not allowed to heal properly, may need to be surgically pinned. Small bone pins are notorious for causing further issues and, where possible, should be avoided. Arguing about insurance validity and what plod might think if he was pulled are of no consequence whren compared to the long term, possibly permanent damage that driving may cause.

raskazz

Wee_Willy_Harris wrote: »

The point YOU are missing is that the insurance issue is a VERY secondary issue. This is a spiral fracture which, if not allowed to heal properly, may need to be surgically pinned. Small bone pins are notorious for causing further issues and, where possible, should be avoided. Arguing about insurance validity and what plod might think if he was pulled are of no consequence whren compared to the long term, possibly permanent damage that driving may cause.

I haven't missed that point at all actually. I was, however, answering the OP's question which was regarding potential insurance issues. That's why I said:

raskazz wrote:

Clearly if the root cause of the doctor's advice is 2) and not 1) then the driver has no insurance issues at all if he drives the car.

In response to posts like:

Gloomendoom wrote: »

I would read the small print on your insurance policy, because I'm 99.9% certain that, in these circumstances, if he drives, he will be doing so without insurance.

rev_henry wrote: »

Friend of mine had a cast on part of her hand I think it was, and her insurance documents simply said 'you're not insured if you drive with a cast on' regardless of where the cast was etc. That was Admiral; your company may be different.

Wee_Willy_Harris

raskazz wrote: »

I haven't missed that point at all actually. I was, however, answering the OP's question which was regarding potential insurance issues. That's why I said:



In response to posts like:

OK. Let me clarify the point you missed.....

3) Because the act of driving a vehicle may hinder the healing of a very serious fracture and lead to unecessary surgery and possible complications.

If the Dr was worried about an accident (ie with a spinal injury) he would advise not to travel in a car at all. The Dr is concerned about the patient driving and the damage that may cause. I think we can take it as a given that Drs don't like ANYONE crashing, because it hurts..

raskazz

Wee_Willy_Harris wrote: »

OK. Let me clarify the point you missed.....

3) Because the act of driving a vehicle may hinder the healing of a very serious fracture and lead to unecessary surgery and possible complications.

If the Dr was worried about an accident (ie with a spinal injury) he would advise not to travel in a car at all. The Dr is concerned about the patient driving and the damage that may cause. I think we can take it as a given that Drs don't like ANYONE crashing, because it hurts..

Don't mean to offend, but did you actually read my post?

The OP was specifically asking a question regarding validity of insurance. I was trying to illustrate that, contrary to other people's opinions, the driver's cover will not necessarily be jeopardised.

So whilst you might think:

Wee_Willy_Harris wrote: »

Arguing about insurance validity and what plod might think if he was pulled are of no consequence whren compared to the long term, possibly permanent damage that driving may cause.

Others are trying to actually answer the question the OP asked, not trying to answer the question that they want the OP to ask.

Wee_Willy_Harris

raskazz wrote: »

Don't mean to offend, but did you actually read my post?

The OP was specifically asking a question regarding validity of insurance. I was trying to illustrate that, contrary to other people's opinions, the driver's cover will not necessarily be jeopardised.

So whilst you might think:



Others are trying to actually answer the question the OP asked, not trying to answer the question that they want the OP to ask.

Didn't realise these boards were so hot on answering only very specific questions. Fortunately, the OP was clearly looking for broader feedback.......

"Any advice, experience or comments etc would be much appreciated. "