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Concern over a tree on the land of a property I wish to buy

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I'm not sure if I am posting this in the correct place but I was wondering if anyone might be able to point me in the right direction of some advice....

I am considering submitting an offer for a property, however I have a concern over an oak tree that is located on the land, and what responsibility I would have for it.

My concern is not over the proximity of the tree to the property I am buying, but rather how close it is to another building (a commercial shop) at the bottom of the garden, where the drive way is. The roots for the property appear to be breaking up the driveway (that I would own) and cracks seem to be appearing on the wall of the commercial unit.

My question is; would I be responsible for this tree and the damage it might cause?

NB. The advice I’ve been given so far is that the 1) survey for the property would be unlikely to recognise this issue because it doesn’t affect the property, and 2) liability might be covered by my building insurance, but how can I be certain of this?

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