Santander grrrr! Sole trader problems...

Bob_the_Saver

Santander is an anagram of Satan Nerd, OK it might not help much but I was bored.

mikey72

I don't know of any bank that will, as all the t&c's are different. Best you'll get is low or no fees for a year.

edit - flexaccount won't let you use a personal account for a business.

TOP_CAT

I use abbeys business ac for all soletrader chq,s for free.

Pay in by ATM or post only,I prefer ATM.
No counter service but telephone and ATM.
No charges but limits on amount of chq,s DEPOSITED .

I run no overdraft as it costs but have no- debits,standing orders or write chq,s on account,so to play safe.
I have no business banking costs and moneys transfers to abbeys 6% current is instant online.
Some clients pay into account directly.

Sometimes they offer 6% interest for 12 months with offers.
I have had a charge refunded by telephone when a clients chq bounced,as I had withdrawn it before travelling,after initial clearing.

Yes abbey/santander in general banking, can be a huge pain by phone and in branch,but with the help of the forum you can work them.

You "have too go the extra mile", plus learn how too do it though,so time consuming but a wins satisfying.
They have actually trained me to a lesser degree,so its a learning curve.
They are quite smart, as they get rid of alot of peoples time consuming probs by making it hard work for the customers.
Still got a another few rounds too go with them yet.
Some posters on here are santander pros and can advise better than I can.
Business ac has worked fine for me for 5 years and not cost a penny.