stone broke my neighbour's window while I was cutting my grass

Mumto2

If you are going to pay, check how much it would be to do it privately, rather than insurance.

I know that replacing one of our windows would be far less than our insurance excess and wouldn't increase premiums for next year.

tux900

sillygoose wrote: »

Problem is now any lower glass that someone could fall through has to be safety glass which is tensioned like a loaded gun, one ping and it goes big time. Mine was in a million fragments from one tiny stone.

Whilst the failure mechanism is as you say, the very act of tensioning gives the glass far greater strength than that of ordinary glass hence it is far less likely to break in the first place.

Mathew