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In credit on my credit card.
Horace
Posts: 14,426 Forumite
in Credit cards
I accidentally made an overpayment on my credit card which has left me £103 in credit, however I want to cancel this card altogether - will they send a refund or do I have to spend on the card to the value of £103?
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I accidentally made an overpayment on my credit card which has left me £103 in credit, however I want to cancel this card altogether - will they send a refund or do I have to spend on the card to the value of £103?
You can ask them to refund. I would suggest you close the card once you have got the refund.0 -
When I closed my last credit card they transferred the credit directly into my bank account.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Quickest option is to spend the money.
If you can't spend £100 relatively quickly, then ask them to refund - which is likely to be via cheque - then close.
Done.0 -
If they offer to transfer the money direct to your bank account, it's worth double checking they won't charge you for this! (As some would in "normal" circumstances.)0
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