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really panicing about OR interview

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Comments

  • Doucam
    Doucam Posts: 1,130 Forumite
    greytdog wrote: »
    just a last minute thing - heres my SOA if people can have a lookie see and say if they think its ok. Its basicall the same as my DMP and that was all agreed

    household - 2 x adults - 3 x kids (14,11,9)

    income -
    me 900
    OH 2250
    child benefit - 185

    outgoings
    Housekeeping 700
    fuel 375
    water 22
    gas/elec 110
    phone 60
    clothes 80 - up to £150
    council tax 115
    school meal 120
    tv license 12
    dental 6
    prescription 8
    car tax 30
    car repairs 36
    internet 12.50
    vet bill 15
    kids clubs 30 - not sure about these
    holiday 60 - up to 80
    hair 35
    quick notes - fuel high as neither of us can lift share or use public transport, internet as two of the three kids need it for school.
    #

    First thing that jumped out at me was no rent or mortgage??
  • greytdog_2
    greytdog_2 Posts: 288 Forumite
    nope - live in provided accommodation
  • greytdog_2
    greytdog_2 Posts: 288 Forumite
    well todays the day - 1hr and 19mins......
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    not that your counting
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • Doucam
    Doucam Posts: 1,130 Forumite
    Good luck, I would think you will end up with an IPA as you appear to have around £1500 surplus?

    They only take a percentage of that so you should have more than enough to live on, we manage as a family of 4 on what they allow us and my dh's wages which are £1800 per month and we pay rent of £525 out of that!!

    hope it is going well and do update us!!
  • greytdog_2
    greytdog_2 Posts: 288 Forumite
    done - no where near as bad as i had been expecting - few - got an ipa but expected that so no issues :0
  • dojoman
    dojoman Posts: 12,027 Forumite
    Well done, glad it went OK for you.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • Sunnylooloo
    Sunnylooloo Posts: 4,295 Forumite
    Hi glad it went ok for you, now just look towards the future!

    Good luck
    The worst cliques are those which consist of one man ~ George Bernard Shaw
    Holiday Saving fund 2010 = £25.00 :DWeightLoss 2010 = +6lbs :(
    BSC 292
    June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/11
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