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really panicing about OR interview
Comments
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just a last minute thing - heres my SOA if people can have a lookie see and say if they think its ok. Its basicall the same as my DMP and that was all agreed
household - 2 x adults - 3 x kids (14,11,9)
income -
me 900
OH 2250
child benefit - 185
outgoings
Housekeeping 700
fuel 375
water 22
gas/elec 110
phone 60
clothes 80 - up to £150
council tax 115
school meal 120
tv license 12
dental 6
prescription 8
car tax 30
car repairs 36
internet 12.50
vet bill 15
kids clubs 30 - not sure about these
holiday 60 - up to 80
hair 35
quick notes - fuel high as neither of us can lift share or use public transport, internet as two of the three kids need it for school.
First thing that jumped out at me was no rent or mortgage??0 -
nope - live in provided accommodation0
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well todays the day - 1hr and 19mins......0
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not that your countingHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
Good luck, I would think you will end up with an IPA as you appear to have around £1500 surplus?
They only take a percentage of that so you should have more than enough to live on, we manage as a family of 4 on what they allow us and my dh's wages which are £1800 per month and we pay rent of £525 out of that!!
hope it is going well and do update us!!0 -
done - no where near as bad as i had been expecting - few - got an ipa but expected that so no issues :00
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Well done, glad it went OK for you.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Hi glad it went ok for you, now just look towards the future!
Good luckThe worst cliques are those which consist of one man ~ George Bernard Shaw
Holiday Saving fund 2010 = £25.00WeightLoss 2010 = +6lbs
BSC 292
June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/110
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