GF isnsists i can do it!

Anadinolin

princeofpounds wrote: »

Frankly, if her job is not certain (and warnings and pay cuts sounds like it's not), then you shouldn't be considering combined pay at all.

would i be able to independantly (but struggle) to live on my own in that case? she idealy wants me to be doing it alone and when/if she moves in with me contribute to bills and food.

she wants it so that if we do have a fight or split, i can afford to do it on my own and not have to give up a closer location to work etc. she thinks it would be unfair to keep it for herself or just release it if that happens and make me do long journeys into the office from my parents house...

and running horse, i would give her everything she desired if money was no object

Wee_Willy_Harris

ItMightBeUsefulOneDay wrote: »

Errr, 25 miles x 10 trips x 4 weeks = 1000 miles per month.

My car will do 700 miles on a single fill of £70. And it's a monster estate car, not some lightweight flymo.

Either your car is running at around 13mpg or your neighbour / girlfriend / work colleague is nicking fuel out of the tank.

He's young and male so a) does many more miles than he thinks and b) has a right foot made of lead!

Anadinolin

ItMightBeUsefulOneDay wrote: »

Errr, 25 miles x 10 trips x 4 weeks = 1000 miles per month.

My car will do 700 miles on a single fill of £70. And it's a monster estate car, not some lightweight flymo.

Either your car is running at around 13mpg or your neighbour / girlfriend / work colleague is nicking fuel out of the tank.

read on, i say that i do approx 30k miles every 6 months. not sure that i should be spending £300-450 a month at the pumps, but thats what it works out to :lipsrseal I drive a volvo v40 1,8 estate if that makes a difference. not the most economical car in the world, but essential for work and personal use

also are you doing country miles lots of slowing down then speeding up or motorway miles a constant speed, i get better milage on the motorway...so £70 can vary quite a bit in terms of mileage, general maintenance of the car, how you drive etc.

- i should mention that the petrol price includes personal mileage aswell not just the 25 to and from work.

Svenena

Anadinolin wrote: »

would i be able to independantly (but struggle) to live on my own in that case? she idealy wants me to be doing it alone and when/if she moves in with me contribute to bills and food.

Are you saying she wants you to move out and she'll stay at home and join you at some point in the future? Why should you move out when you don't want to? Why can't she move out alone? If she's on a low income, she'd probably qualify for Local Housing Allowance, to help her afford to do this.

maninthestreet

Unless your GF is willing to pay 50% of all the bills, including rent and council tax, gas, electricity, water, telephone/broadband and Satellite/cable, say no.

Niv

Honestly sounds like your gf wants somewhere to live away from her parents but does not want (or cant) pay for it. Maybe its just the way you explained it, I dont mean to offend. It is clear you dont want to move out from your parents at this time.

ItMightBeUsefulOneDay

Anadinolin wrote: »

read on, i say that i do approx 30k miles every 6 months. not sure that i should be spending £300-450 a month at the pumps, but thats what it works out to :lipsrseal I drive a volvo v40 1,8 estate if that makes a difference. not the most economical car in the world, but essential for work and personal use

also are you doing country miles lots of slowing down then speeding up or motorway miles a constant speed, i get better milage on the motorway...so £70 can vary quite a bit in terms of mileage, general maintenance of the car, how you drive etc.

- i should mention that the petrol price includes personal mileage aswell not just the 25 to and from work.

If it's work mileage then you should be able to turn a tidy profit in reclaiming the allowance or writing it off against tax :cool:

Anyway, now I'm over my shock of your fuel bill....
I wouldn't move out just because your GF wants a place to live out from under her parents. If you end up with a lot less money (to spend on beer :beer: ) as a result, it can put a big strain on the relationship. Since you're not keen, but she is, this is a recipe for disaster.

Things like moving out (or in) together need to be a joint decision that you're both keen to do, not a one sided tug of war.

Anadinolin

Svenena wrote: »

Are you saying she wants you to move out and she'll stay at home and join you at some point in the future? Why should you move out when you don't want to? Why can't she move out alone? If she's on a low income, she'd probably qualify for Local Housing Allowance, to help her afford to do this.

yes, this is what she has been saying, recently shes searched for a place and said i think we can do it so im going to assume that we are moving in together, when i speak to her tonight i will double check with her though, she can be wishy-washy...

i agree with both Niv and maninthestreet, i want her to pay half if she's going to commit to living with me, otherwise its plain unfair cause i know what will happen...ill have no spending money and she'll go galavanting off to the clubs etc. and niv you are right about her not being able to afford it.

someone suggested i give her a rough timeline and that way she'll probably accept the essential "no we cant afford it" scenario, and it tells her theres still a future possibility of it...so like "see what my next pay-rise will be?"

we could look into housing benefits, not really thought about that because i assumed it was for people who dont have anywhere to live

Wee_Willy_Harris

Just a thought, but tot up the moving in costs (deposit, first months rent, credit checks, admin fee, moving expenses and cost of odds and sods you will need), that should come to a tidy sum, then ask when you can expect her half. Obviously, you can't even look at properties until that money is in place. My guess is that this will take quite a while.

carlw

Hi Dude

Do yourself a little budget, only you really know if you can afford it and what your social life is like and where you can cut back etc. The truth is though, that we generally all live to our means, so you are unlikely to ever just have enough spare money to move out. When i moved in with my girlfriend i didn’t know how i was going to afford it but it worked out fine. Like the previous poster suggested, have a look on rightmove.com for 1 bed flats near where you work. Then i can let you know what i pay for the following bills, this could be different for you but a rough idea.

Gas & Electricity £60pm
Water £25+£15= £35pm
Council Tax £85 (25% discount if you live alone)
TV Licence £12
Sky TV/Phone/internet (free calls and internet usage basic tv pack) £33pm (not essential)
Contents Insurance £10pm

Food you could probably do for £80-100pm

You could probably get a 1 bed flat for about £500pm

You could afford it if you had to and with your girlfriends help it would be easier. What you need to bare in mind is most private rents will require references, and possibly a guarantor in case you cant or wont pay (you parents maybe), and 1-2months rent as a deposit. So you may need to save for a couple of months to get started.

Hope this helps, good luck

Carl