Petplan Insurance

layanna_jade

Hiya all

My OH has recently moved in with me bringing his 10yr old cat. He doesn't currently have pet insurance so will be putting her on my current policy that I have for my own cat.

The thing is, she's recently become quite stinky (I think it's a problem with her teeth) so will be taking her to the vets.

My question is, if I add her today (also taking her to the vets today as she has a sore throat and has lost her meow), will I be able to claim for any dental treatment that she needs straight away or is there a waiting period?

cyberbob

Most policies don't cover dental treatment. Even if they did its normally at least 14 days before you can claim and any pre existing conditions wont be covered

http://www.petplan.co.uk/therightcover/cat.asp

Found this under whats not covered

Petplan wrote:

The cost of dental treatment unless your pet has had its teeth checked by a vet in the 12 months before the onset date of the
claim. If any treatment was recommended as a result of the check this must have been carried out.

Petplan wrote:

The cost of any treatment for:
i. An illness that showed clinical signs in the first 14 days of your pet’s first policy year; or,
ii. An illness which is the same as, or has the same diagnosis or clinical signs as an illness that showed clinical signs in the
first 14 days of your pet’s first policy year or,
iii. An illness that is caused by, relates to or results from a clinical sign that was noticed, or an illness that showed clinical
signs in the first 14 days of your first policy year,

walwin

Are you sure Petplan is the right company for this cat as she's 10 years old?

I believe you have to pay a percentage of their treatment at that age.

You could well be better off going to AXA who don't penalise older pets


ETA: I don't know AXA's rules re. dental treatment but the 14 day exemption applies to all companies I think