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Does Using Barclays Personal Reserve Affect Credit Rating?
Jraesxi
Posts: 4 Newbie
Iv had a few months were i have had to use my personal reserve to make payments such as car repairs etc that i dont normally budget for.
Would using my personal reserve affect credit rating at all?
Thanks,
Would using my personal reserve affect credit rating at all?
Thanks,
0
Comments
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Should not since it is agreed borrowing like an OD.
Why not fix the budget so you don't need to use it because it is very expensive.
Do a budget plan for a full year.
http://www.makesenseofcards.co.uk/soacalc.html0 -
No, but you would be much better getting a normal overdraft with Barclays as this option is stupidly expensive.0
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