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Iva help pls!!!

Hi All, I need to get some advice pls... I got married 3 weeks ago, and my husband has an IVA. As wedding gifts, we received lots of cheques payable to mr & mrs. As we do not have a joint acc, neither of our banks will cash them! If we open a joing Savings account, will it financially link us? I have really good credit and we are in the process of moving, so I dont really want to risk affecting my rating. Any advice gratefully received!!!xxx

Comments

  • Charco_2
    Charco_2 Posts: 1,677 Forumite
    Can his parent's cash them?
    Would you ask the wolves to look after the sheep?
    CCCS funded by banks
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Is this something you need to notify his IVA supervisor or are they only nominal amounts
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • Nargleblast
    Nargleblast Posts: 10,762 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    I think Charco's suggestion might be workable - see if your OH's parents will pay the cheques into their account then pass on the funds to you to do as you think fit. If it is a substantial amount though then you might have to talk to your OH's IP.
    One life - your life - live it!
  • they are only small amounts, totalling about £400, his dad died years ago and his mum remarried thus changing her name!!! such a nightmare!x
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