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I Got My Bank Charges Back!

12346

Comments

  • Tashja
    Tashja Posts: 1,215 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi SS

    Not posted on this site for a while !!!!

    Was really, really happy to read you have had your charges back !!!!

    EXCELLENT NEWS !!!! :j :beer: :j :beer:

    T xx
  • tesuhoha
    tesuhoha Posts: 17,971 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    I am so glad for you SS. You really deserve it.
    The forest would be very silent if no birds sang except for the birds that sang the best






  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    :beer: :j :beer: :j :beer: :j

    Well done SS, you deserve it. That will get youto your debt free date a bit quicker.:T :T
    sophiesmum
    Reduce,re-use, recycle.






  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    WOW!!!! Never mind the car mats - think of how many haircuts & tubes of hair gel it represents 3_2_21v.gif!!!!


    Well done SS, great news!!!!!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hootie19
    Hootie19 Posts: 1,251 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    congratulations - it's always great to hear of someone being successful in this.

    I've just totted up all the charges that Lloyds have levied against one of my accounts, and in the six years it amounts to £3,239. No wonder I'm in the flipping mess I'm in! The snowball effect has been the worst aspect of it. I'm definitely going after them.

    I hope you do treat yourself to something that you wouldn't have had otherwise, as well as being sensible with it.

    Could you make Capital One a "full and final" settlement offer that's less than your outstanding balance? (I've only just really started on these forums, so I'm not aware of your full circumstances.)

    Well done, again!
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Oh that's fantastic news SS.:beer: I'm so pleased for you. It couldn't have happenned to a nicer guy. :A

    Just looking forward to seeing your updated signature now, and DFdate too of course.:j :j

    I too hope you'll treat yourself to something you wouldn't have had otherwise. :T
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Congrats SS :T

    I'm only after a teeny bit from then (under £100) I wonder if they'll give in kinda easy :confused:
    No longer using this account for new posts from 2013
  • *Sparkle*_3
    *Sparkle*_3 Posts: 503 Forumite
    WELL done thats fantastic news!!

    the banks should take note and definatly reduce the amount they charge, its ridiculous!
    Capital one and barclaycard now have lowered their charges to £12, the banks should do the same.
    Although saying that £12 is still no reflection on what it actually costs to bounce a DD,etc.

    best wishes Mate!
    Abbey Loan £6,000
    Tesco loan £3,000
    Tesco points --- £100 worth £400 in deals for holiday! :j :T
    "It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change." (Charles Darwin)
  • newleaf
    newleaf Posts: 3,132 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Great news! Well done :beer:
    Official DFW Nerd No 096 - Proud to have dealt with my debt!
  • scaredy_cat_2
    scaredy_cat_2 Posts: 838 Forumite
    that's great news - i've been too scared to do it and it was £180 one month!! was worried couldn't change bank accounts cos of od and that they would kick me out when paid up charges !!!! can you tell i'm new at this ha!
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