Sept '06 - PMS Challenge

scuzz

On going pot for me is now up to £272.60 :T Saving to buy furniture for my flat - when I get one!!:o

Queenie

WTG, scuzz :T :T :T :T Worthy cause too

cha97michelle

spent £80 of last months PMS on 4 lovely mongolian fur cushions for my living room when it is finally finished. Hopefully only 1 more week to go.

I need to get the curtains still out of my PMS account.

Total target i think i will set myself for this month is £25. I'm trying to wind down the spending a bit now, as maternity leave starts on the 29th of this month.

Good luck everyone.


Michelle, xx

mrs-moneypenny

i'd like to join the pin money challenge please, im new in here so havent set a budget yet but am nothing everything i spend from today tso i can start abudget next month once i realise what im spending.
i'm certainly going to try the coupons and bogof's ill let you know how i get on at the end of the month.
with 5 kids (4 still at home) and christmas fast approaching every little helps

what is the £2 savers club i keep seeing on the bottom of peoples postings please?

Queenie

mrs-moneypenny wrote:

i'd like to join the pin money challenge please, im new in here so havent set a budget yet but am nothing everything i spend from today tso i can start abudget next month once i realise what im spending.
i'm certainly going to try the coupons and bogof's ill let you know how i get on at the end of the month.
with 5 kids (4 still at home) and christmas fast approaching every little helps

what is the £2 savers club i keep seeing on the bottom of peoples postings please?

:hello: Welcome mrs-moneypenny Glad to have you join us :T

Here's the link to The £2.00 Coin Savers Club from the Debt-Free Wannabe board

magni

I did my first shop of the month this morning and I now have £5.34 pin money:j It actually adds up pretty quickly. I was surprised at how much I had from BOGOFs and items reduced. It's also a great buzz:D Can't wait til next week now:rotfl:

Queenie

:T :T WTG magni :T :T

How's everyone doing?

I've only just discovered this myself but wanted to give you all a headsup as this will be a FUNtastic tool to keep track of your pin monies in the Money Pot (in addition to the fact it's a great tool anyway )

Money Saving Spreadsheet to use in addition to Martin's

Queenie wrote:

(here's Martins article on the basics of budgeting for those who may not have done so yet)

I've only just downloaded it myself, so I'm having a good nosey around it but so far it looks very straightforward and user friendly, but also looks like an empowering little program!

Seems to me to be "the evening primrose oil" equivalent for *our* PMS

linzibean

I have been doing pretty well recently, saving on average £15 a week I think it will go towards my Christmas fund, which I'm saving £40 a month for, but I have a lot of travelling to do to visit flks which will take much petrol

Queenie

linzibean wrote:

I have been doing pretty well recently, saving on average £15 a week I think it will go towards my Christmas fund, which I'm saving £40 a month for, but I have a lot of travelling to do to visit flks which will take much petrol

:T :T That's GREAT!

Speaking of Christmas funds, just in case you missed it in Martins email, he's updated his Xmas Savings Boost article

EagerLearner

Hello all - Thanks Queenie for bringing my spreadsheet to such a relevant place - I had no idea this little gem of a thread existed!!! :j

The link in my signature will allow everyone to have a peek at my savings/budgeting tool (which MSE Andrea is trying very hard to get included in the weekly e-mail and some kind folks have also nominated as post of the month for August - sadly, I didn't win last month, even though it has had over 12,000 downloads...) - as said before, it's like Part II of Martin's one - for those of us wishing to really drill down into our spending/saving!

Plus, you may also like to pop along to my 'What Have You Saved Today?' thread, which is a fab place to log savings, which I then tally up each month. Last month MSER's saved £600 on that thread - let's see what we can all do in September!!! :beer:

http://forums.moneysavingexpert.com/showthread.html?t=249170

xxx