We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Charges by Capital One
Options
Fitzy29
Posts: 107 Forumite
in Credit cards
Hi,
I was wondering if anyone has had any joy in claiming back credit card charges from Capital One...I reckon over the last 6 years they have charged me around a grand! Wouldn't mind it back to be honest!
If anyone has, was it easy, hard, long winded etc??
cheers!
I was wondering if anyone has had any joy in claiming back credit card charges from Capital One...I reckon over the last 6 years they have charged me around a grand! Wouldn't mind it back to be honest!
If anyone has, was it easy, hard, long winded etc??
cheers!
0
Comments
-
Around a grand? What charges have you actually had? Overlimit? Late charges?0
-
Non at the moment or indeed for the last two years, just i got in to a bit of bother a few years back...my card had a limit of 200 and at one point rose to a balance of 800 due to £40 a month charges on charges on charges etc...0
-
Anybody? come on someone must have taken C1 on?0
-
Yes as far as I am aware alot of people have successfully reclaimed their carges back form Cap 1
check out the dedicated thread on comsumer action group about it...here is the direct link to it
HTH
http://www.consumeractiongroup.co.uk/forum/capital-one/0 -
Follow the lay out on the cag web site and you wont go wrong. But stick to tthy way they tell you to do it and good luck,.Nice to save.0
-
I got charged late payment, so I called and complained and they gave me £10 back as a "goodwill" gesture, the woman on the phone was sooooo rude and offish because I'd missed a payment.
Will BT asap too! But would love to claim back the rest...2009 is the year to get it cleared! Debt Free Date - February 2012
:TAchievements:
Started a Spending Diary!
Valued Opinions - £16.00
£2 coin collectors club - £2.000 -
Fitzy29 wrote:Non at the moment or indeed for the last two years, just i got in to a bit of bother a few years back...my card had a limit of 200 and at one point rose to a balance of 800 due to £40 a month charges on charges on charges etc...
Have you got your statements for the period, if not ask Capital1 for details of the charges (they may charge you for this information, but not very much, it will be worth it) you need to know exactly how much you are claiming back before you start. You can mail them and ask for the return of about a grand in fees.
Finally, good luck and don't give up, if you don't they eventually, inevitably will.If you don't like what I say slap me around with a large trout and PM me to tell me why.
If you do like it please hit the thanks button.0 -
I reclaimed my charges and to be honest it was a lot easier than the other financial institutions I have taken on.
My advice - just do it!
:heartpuls CG :heartpulsEver wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards