Buying Insurnce to cover Landlords Fixtures and Fittings

mystic_trev

I ought to be able to answer this, but never had the problem with my two BTL's

A friends daughter is going back to Uni next month and moving into rented with three other girls. She wants to go up early and pick the keys up, sort her stuff out etc. No problem here - however, the Agent has asked that their Contents Insurance covers the Landlords fixtures and fittings before she can pick the keys up! I've never heard of this before and wonder if any of you can shed some light on it? Surely all fixtures and fittings are covered in the Home owners policy?

Thanks

Trev

lynzpower

I dont think this is possible trev AFAIK
fixtures & fittings deductions should surely come out of the deposit, if they are not fair W&T

BobProperty

mystic_trev wrote:

.... the Agent has asked that their Contents Insurance covers the Landlords fixtures and fittings before she can pick the keys up!....

I really worry at times about letting agents and I'm glad I haven't used one for years. There isn't an insurable connection between them and the Landlord's fixtures and fittings. The Landlord insures his fixtures and fittings and the tenant insures their property. I can't remember the legal terminology but there has to be a relationship beyond the tenancy agreement for either of these parties to be insuring the others property. All IMHO but if I've got it wrong I would like the legal explanation.