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If you have a credit card with your bank and you have missed a payment can they just take the money out of your account?
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Comments

  • 397877
    397877 Posts: 1 Newbie
    yes they can, it is stated in the terms and conditions on which you would have signed when applying for the credit card.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes they can it s called the right to set off.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    397877 wrote: »
    yes they can, it is stated in the terms and conditions on which you would have signed when applying for the credit card.

    Spammer - Fed up with debt eating my life away!

    :mad: :mad: :mad:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    Spammer - Fed up with debt eating my life away!

    :mad: :mad: :mad:


    be nice, hes paying his debt which cant be like most on here
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    PNPSUKNET wrote: »
    be nice, hes paying his debt which cant be like most on here

    oooh, way below the belt :rotfl: :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    prove me wrong, it used to be a forum of people genuine wanting advice all we see these days is posts from newbees looking for someone to blame. They hardly ever contribute do they..
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    PNPSUKNET wrote: »
    prove me wrong, it used to be a forum of people genuine wanting advice all we see these days is posts from newbees looking for someone to blame. They hardly ever contribute do they..

    No, unenforceability is actually genuine advice as I keep telling you.

    maybe you ought to go look here: http://forums.moneysavingexpert.com/index.php

    As you'll see there are plenty of threads that is not financial related so you're wrong - the site was never just about genuine advice, as you so elequently put it.

    Your puppy dog from manc can go swivel as well, he knows nothing about UE either and likes to preach as much as you do...... :rotfl:

    Come back to me with a valid and legit argument about unenforceability and i'll rip your theory to shreds - why? because as my signature shows, it is perfectly acceptable - nothing illegal or unlawful whatsoever involved. It was written into the act !!!!!!! :mad:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    aron wrote: »
    Pot? Kettle?

    nearly 20,000 posts in just a year and 90% of those were just spam, the rest were just glorified ego masturbation. :rotfl::rotfl::rotfl:

    nice to see you again troll. I think its time you were banned cos you really offer no constructive advice do you? All you do is come here once a blue moon, gob off at me (easy to prove with your post history) and then leave again.

    Why even bother? get a life, do whatever you want but whatever you do don't give up your day job, being a !!!!!! takes years of practice and you should be proud of that.

    Show me one spam post of mine - fool.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • hippey
    hippey Posts: 849 Forumite
    emmr wrote: »
    If you have a credit card with your bank and you have missed a payment can they just take the money out of your account?

    No, they won't take just one missed payment out of your account. Miss any more and your heading in that direction.
    These are my thoughts and no one else's, so like any public forum advice - check it out before entering into contracts or spending your hard earned cash!

    I don't know everything, however I do try to point people in the right direction but at the end of the day you can only ever help yourself!
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    hippey wrote: »
    No, they won't take just one missed payment out of your account. Miss any more and your heading in that direction.
    They can if they want and I have seen it done.
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