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seeking advice on scrappage deals and how to reduce car costs

Seaxwyn
Seaxwyn Posts: 4,896 Forumite
Our 17-year-old 8-seater diesel Toyota Estima is coming to the end of its life. It was in an accident last year which left the rear door dented, and now the exhaust is going. So I don't think it has any resale value.

We are looking to replace it with a smaller (5-seater) car that is cheap to run. We are on a tight budget so running/insurance costs are a priority.

I've seen ads for 'scrappage' offers, including on second hand cars, and wonder if this is an option for us.

I would be grateful for any advice on how to replace our car in the most cost-effective fashion! Thanks to anyone who can help.
Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



Comments

  • TiTheRev
    TiTheRev Posts: 3,215 Forumite
    Scrappage has now ended, so any deal being offered is either dated or an alternative?
    :A Luke 6:38 :A
    The above post is either from personal experience or is my opinion based on the person God has made me and the way I understand things. Please don't be offended if that opinion differs from yours, but feel free to click the 'Thanks' button if it's at all helpful!
  • Inactive
    Inactive Posts: 14,509 Forumite
    The official " scrappage scheme " has ended, anything advertised since is just sales hype.
  • TiTheRev
    TiTheRev Posts: 3,215 Forumite
    Inactive wrote: »
    The official " scrappage scheme " has ended, anything advertised since is just sales hype.
    *Jinx :wink:
    :A Luke 6:38 :A
    The above post is either from personal experience or is my opinion based on the person God has made me and the way I understand things. Please don't be offended if that opinion differs from yours, but feel free to click the 'Thanks' button if it's at all helpful!
  • Inactive
    Inactive Posts: 14,509 Forumite
    TiTheRev wrote: »
    *Jinx :wink:

    Good timing...;)
  • coolagarry
    coolagarry Posts: 1,261 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Nissan are doing their own version of 'Scrappage' which makes their micra £6.500 rather than £8,500. The 'Scrappage car needs to be 7yrs or older. The offer ends 30th June
    I'm Glad to be here... At my age I'm glad to be anywhere!!
    I'm not losing my hair... I'm getting more head!!
  • Rolandtheroadie
    Rolandtheroadie Posts: 5,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Go to a dealer thats claiming to be doing a swappage/scrappage/add 2k to a car but give a 2k trade in scheme, price up a car, then check the car places that arnt. They'll probably come in around the same price overall.
  • Inactive
    Inactive Posts: 14,509 Forumite
    Indeed, it just pure gimmick.
  • johnnyroper
    johnnyroper Posts: 1,592 Forumite
    it is all about getting people in the door and buying cars,similar thing being done by a double glazing company windows no cheaper just made to look like a good deal.

    what sort of budget have you got for replacement car???
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    I'm not sure of the budget - we will have to borrow. What is a reasonable amount to spend for a second-hand small car in good nick?
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



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