Basic Bank Account - Online Application?

Cranberryberry

I'm looking to open a second joint bank account (for baby-spends) which I won't require any form of overdraft for. After all the scary threads about setting off, I'm going to be looking outside of my existing banks but I can't seem to find anyone who will let you apply online.

Is this just so they can upsell me to a "full" account? Does anyone know of an Internet-only basic bank account, or one with online applications?

Thanks

Cranberryberry

noh

Cranberryberry wrote: »

Does anyone know of an Internet-only basic bank account, or one with online applications?

Thanks

Cranberryberry

Halifax Easycash basic account can be applied for online here:-
http://www.halifax.co.uk/bankaccounts/easycash.asp

Natwest Step Account here:-
http://www.natwest.com/personal/current-accounts/g1/other-accounts/step-account/apply.ashx

coolesticeking

Or if you don't mind completing the Application over the Phone for Co-Op's Cash Minder Account:
http://www.co-operativebank.co.uk/servlet/Satellite/1193206368743,CFSweb/Page/Bank-CurrentAccounts?WT.svl=copy

pmduk

RBS and Nat West will also let you apply for their basic accounts online

samjef11_2

Hsbc also do a basic bank account to apply you can phone them on the site link below or request a application pack.

click here

Dr_Cuckoo3

If offsetting is your main concern - you could try First Trust Bank - they are based in Northern Ireland and accept applicants in England , Wales , Scotland
The link below contains a picture of my bank cards for your information

tinypic.com/r/a5c4yu/6

The account can be opened without a branch visit and internet banking is available :cool:

samjef11_2

Dr_Cuckoo3 wrote: »

If offsetting is your main concern - you could try First Trust Bank - they are based in Northern Ireland and accept applicants in England , Wales , Scotland
The link below contains a picture of my bank cards for your information

tinypic.com/r/a5c4yu/6

The account can be opened without a branch visit and internet banking is available :cool:

And what account is it a basic bank account because the thread starter stated that they would like to apply for a basic bank account online etc.

Dr_Cuckoo3

samjef11 wrote: »

And what account is it a basic account because the thread starter stated that they would like to apply for a basic bank account online etc.

Yes - its a basic bank account

samjef11_2

Dr_Cuckoo3 wrote: »

Yes - its a basic bank account

Thanks for confirming that.

Cranberryberry

Thanks all for the range of answers! I think I might just man up and use the phone - co-op sounds like a good bet as basic accounts don't really attract interest so might as well have an ethical bank grow fat off my cash!

samjef11_2

Cranberryberry wrote: »

Thanks all for the range of answers! I think I might just man up and use the phone - co-op sounds like a good bet as basic accounts don't really attract interest so might as well have an ethical bank grow fat off my cash!

Co-operative bank still ask you why you want the basic bank account the cashminder and say why don't you apply for a current account but they not as bad as the other banks plus I am with them and they have super customer advisers and they are quick to pick the phone up.