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Weds 2nd June What Small DFW Things Have you Done Today?

OrangeFairy
OrangeFairy Posts: 2,630 Forumite
1,000 Posts Combo Breaker
edited 2 June 2010 at 7:49AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free


Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :T

Morning all!!

Thought about getting up early to do the cross trainer but my body literally squealed as i reached for the alarm clock!!

Just in case everyone doesn see yesterdays post - Milly has posted on her diary so she is defintiely safe and sound :j:j:j:j

Right today

Post ebay items
check banking
lunch from stores
walk to work
DD1 to go to tennis free taster session
Send cheque to Bellway homes requesting the £500 they conned out of us
dinner from mealplan - bolognase on jacket potatoes!! mmmmm
sctratches
one poll
surveys

DD2 is four and has been invited round her boyfriends house to play on thursday!!! :eek: She wants to wear a dress and take a handbag! And is very excited about seeing his bedroom!! :eek::eek::eek::eek::eek::eek: OMG already...........

Have a sunny Weds all!! Back to work for me after 4 days off!! boooooo
Orange Fairy
House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


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Comments

  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Morning All,

    Wo-hoo 2nd day of posting, thanks for starting the thread littlekel

    Anyhow, today I have/will
    • Checked online banking – no moved spare money to pay off Abbey OD
    • Meals at home
    • Need to email the agency as I haven’t received my timesheet
    • Used my rail pass to get to work
    • Try to have a NSD
    • Meeting a friend for a gym session after work – will get hubby to pay for parking as I don’t get paid til end of the month
    • Need to do daily scratches
    • Need to look for MS jobs
    • Catch up on this forum – didn’t get a chance yesterday!

    Take care everyone and have a great day
    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Littelkel - it only gets worse from here on, you're going to worry about your daughter for a lifetime more :rotfl: (Mines 23 :eek:)

    As for me on this cold but sunny day in Africa I'm going to:
    do a big shop to cover the household for a week while I'm away, and for the 2 following weeks away when Popeye joins me in the UK and the decorators and the maid will be making the house nice :p but will still need feeding
    Carry on re-knitting the shrug for DIL (I've unpicked my work TWICE :eek: but this time I have the right sized needles and a pattern that suits the wool better.) Can I recommend Ravelry for free knitting patterns and on-line help??
    Continue doing my keep fit DVD to save on gym, I'm hankering after one of those power plates - only £800!! But I'm seeing results on doing the DVD and that inspires me to continue.
    I have to make something for a bring and share lunch that the ex-pat wives have organised for tomorrow. Surprisingly good fun for a standoffish cow like me :o
    Do an on-line shop for when I arrive in the UK on Friday - using any vouchers I can get.
    Continue to eat the failed carrot cake I made. Waste not Want not. :o

    Have a great day everybody :A
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    edited 2 June 2010 at 3:51PM
    Morning all!

    Get well soon Milly!

    Woken up to a nice sale on ebay for £15 plus P&P - an unworn winter coat. Why someone wants to buy a coat now is beyond me but I'm happy with that!
    Have a few other things with bids too so will have some money cash rolling in tomorrow when they close!

    Had a really boring mooching around day yesterday so I have a better list today to stop me going round the twist at home on my own!
    • Finish emailable job app - almost done, closing date 7th June
    • Start another one - finished
    • Back up my laptop - should have done this ages ago - will do in a minute
    • Clean the frame of my bedroom window - starting to look a bit mildewy - next job!
    • Write my presentation for uni about the special needs schools
    • Have a quick look for jobs but it is half term so not expecting much - done, nothing much about this week, but have found out that I have an interview next week at one very close to home
    • Try making cheesy biscuits, found recipe on OS thread
    • Count up spare change - not much there but enough for milk etc I think - done
    • Look at registering with a temping agency for the summer
    • Start reclaiming PPI process
    • Do my nails - tonight after pampoering bath
    • Checked banks - a few things I forgot about have gone out - poo! - done
    • Do any surveys that come - done
    • Post ebay parcel done
    • Walk dog for free exercise done
    That's it for now - should keep me occupied!

    Have a good day everyone
  • Krisp_3
    Krisp_3 Posts: 234 Forumite
    Morning all! This bank holiday lark is really confusing me... but in a good way, as I feel like its Tuesday, but its actually Wednesday - yay!

    Today, I have done/will do:

    - scratchies - just 10p today
    - bring in lunch from home
    - NSD - which means I save a standard £13.84 each day of the working week - yay! (or :eek: if you look at it another way!).
    - click on Pigsback
    - check bank
    - get coin bags from bank - I feel a counting session coming on :)
    :DAiming to be debt-free June 2011 at the latest!! :D
    :jPaid off £6,143 - Egg loan cleared 26 May 2010:j
    :p Save on lunches in June Challenger # 5 - £0 aim/£0 spent!! :p
    :) 8/15 NSDs June 2010 :)
    "I wish dear Karl could have spent more time acquiring capital than merely writing about it." - Jenny Marx
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Today,I' going to:
    1. Do 2h overtime
    2. Check online banking (done)
    3. Contact jobcentre about my job advert (I'm trying to set up a little cleaning business, I sent an advert, but still have no approval)
    4. Cook a meal, bologhnese probably
    5. Print and sent documents to translating agency (I do some translating sometimes)
    6. Walk 30 min onmy cross-trainer.
  • elfen
    elfen Posts: 10,213 Forumite
    Back in the black!

    I have/will:
    * Checked bank
    * Moved change to savings
    * Checked onepoll
    * Checked quidco
    * Got letter off uni
    * Go to the council (AGAIN)
    * Wait for letters to turn up about things
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Morning all

    Today
    Check banks
    Move some cash to CC
    Sort out washing machine which is being silly
    HM tea/lunch/breki - tea tonight leg of lamb :) got it out for Sunday but we never got around to it
    Work hard
    Check when voucher for Co-op finishes
    Get some screws from the new house rather than buy some
    Hope it dries up so DS can paint the hen house
    WOrk out where the hen enclosure needs to go
    Working from home today as car is in garage
    Tidy up washing and see if theres a few loads to go on - air dry - I've unplugged and taken out of its hole the tumble drier and it stays unplugged (never had one before and there is one in our new house)
    Feed birds using old bread
    Sort out the recycling to save the planet.


    Littlekel - boyfriends at 4 :) lol my kids haven't started that yet!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    edited 2 June 2010 at 12:15PM
    Kel that sounds hilarious!!! Dress and handbag...
    Thanks for starting the thread and the update on Milly - not checked the diaries yet.

    Lovely sunny day here in Salisbury today, we needed the rain yesterday but it's nice to have the sunshine back!

    My list for today consists of:-
    - [STRIKE]Check free money card[/STRIKE] not on today
    - [STRIKE]Check banking[/STRIKE] ok
    - [STRIKE]Check CC's[/STRIKE] ok
    - [STRIKE]Invoice more labour[/STRIKE]/have a good look through WIP
    - Lunch and snacks from stores, failed on this last yesterday and bought lunch :eek:
    - [STRIKE]Tumble on over night on cheap leccy[/STRIKE]
    - 1x HC, whites
    - DM has DD today, taking her swimming, she's not been for ages! :)
    - [STRIKE]E-mail group marketing manager today to find out plan for the weekend[/STRIKE]
    - [STRIKE]Munch on apple pies/bakewells that colleague has brought in![/STRIKE]
    Wow I started typing this ages ago...
    Nothing to report as yet...give me a minute...!
  • determined_new_ms
    determined_new_ms Posts: 7,867 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 June 2010 at 9:34PM
    Morning everyone. Back to work today 12-8, boooo! Post holiday epithany is to make the most of my job until I can find another, search yesterday was unfruitful I did see one but its an hours drive each way - may apply just to keep my hand in... Also determined to sort things out with my dd over the next 6 months (I can't change things over night but am determined by Christmas things will be better, it makes me so sad how things are at the moment...) but these are long term goals and this is the small things thread! :)eeeeeek look at the time (10.07) need to get a move on!


    Today:
    • [STRIKE]read martin's email[/STRIKE]
    • [STRIKE]quick shower b4 work[/STRIKE]
    • [STRIKE]marinate chicken so oh can put in the oven for tea[/STRIKE]
    • [STRIKE]make bread[/STRIKE]
    • post lovefilm
    • [STRIKE]email festival ppl if tickets do not arrive today[/STRIKE]
    • work out cc payments (joint/personal) done for 1 cc, wil do the other tomorrow
    • list 3 more things on ebay postponed till sunday when its free listing
    • [STRIKE]make lunch - healthy healthy health!![/STRIKE] Am determined to loose some weight too (see the post holiday epithany above ;)) tuna salad, rivita, coleslaw, banana, grapes & necturine mmmmmm was healthy all day!
    • [STRIKE]quick tidy up b4 work[/STRIKE]
    • [STRIKE]hang out ds's washing[/STRIKE]
    • [STRIKE]put hc on[/STRIKE]
    • [STRIKE]drive carefully to work[/STRIKE]
    • [STRIKE]charge phone at work[/STRIKE]
    • [STRIKE]run with oh after work[/STRIKE] (we weren't able to do this as it was raining yesterday) am mildly concerned re doing it with oh as he is super fit and I'm not!!! ran (slowly!) & walked for 2k!!! small changes add up to a big one in the end! :j
    determined to get everything done today! opps late for work....
    ok that seems enough! Better get cracking. Have a great Wednesday everyone. Must dig out Milly's thread and say hi x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    :):) - no idea if any of you have an iphone, but I know Elfen introduced me to Onepoll (and anyone else on here) - I've just download the iphone app as per Martins weekly email and just done 5 surveys - ranged between 50p and upto £1.50 for a couple of them - didn't take long (5 mins?) to push my balance up by about £4.65

    If anyone does have an iphone - its worth getting onto onepoll but I'm usre most folks are ahead of me (I'm not the fastest to look at the newsletter!) - I suppose the one poll rates will drop (?) but for the mo its worth a look............
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
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