DMP companies please

myothercarisaferrari

Hey everyone

Just after some advice. I've been doing my 'own' DMP for the last year or so and its been fine.

However one of my creditors (1st Credit:mad:) have been hounding me morning, noon and night to up my payments. I just cannot afford to and they have now said they are going to start legal preoceedings against me.

Aside from CCCS, are there any other legit companies who do DMPs that deal with creditors so I don't have to? I did google it but some of them are asking for fees

thanks xx

3Dogs

Welcome to the DFW Forum

There you go Hinny - check out this thread for the advice you need - best of luck with your journey

https://forums.moneysavingexpert.com/discussion/2077631

myothercarisaferrari

thank you xxx

Deep_In_Debt

Payplan, Nationall Debtline and CAB all offer a free service for dmp's.

MrsTinks

Whilst they will deal with communicating with your creditors for you please remember it won't necessarily stop any of them going for CCJs against you... Stick to your guns on what you can afford though and IF they start court proceedings make sure you attend or ask for it to be moved nearer you (it'll probably default to the bulk processing court in Northampton) so you can attend and get your CCJ set realistically.

myothercarisaferrari

thanks MrsTine. I am so tired of it all xx