Joint accounts.

niceguy1983

Hi,

Not sure if this is the right place to post this.

Now resolved. Thanks.

Many thanks for your help in advance.

Quiet_Life

WHY do you want a joint account????????
I'm married a long long time and have never felt the need for a joint account/

Please, tell me why?

niceguy1983

Mainly because she is crap with money and wants me to have complete control over it all to manage it.

scottishblondie

It's not an issue per se, but if you have a joint account already with someone with (possibly) a bad credit rating (I'm making a bit of an assumption here), then your credit rating is adversely affected. Opening a new joint account with your new partner might in turn drag her credit rating down too. I'd wait until you have the old joint account closed before you link all of your finances together.

Quiet_Life

niceguy1983 wrote: »

Mainly because she is crap with money and wants me to have complete control over it all to manage it.

Only prob is, if you have complete control she is never going to learn, teaching her might be a better idea,