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Fearless Friday 28th Daily Chat
Lucifa73
Posts: 7,726 Forumite
Morning all.
Still smiling despite a summer cold. Didn't quite manage my NSD yesterday (needed cold remedy so I could concentrate at work) but I matched what I spent with an extra payement to the OD:A
Claire - sorry to hear about Wongy. As for the jewellery - a couple of pieces of plain velvet type fabric stretched over a board or in a picture frame with no glass (might possibly have something that suits) would be least detracting and you could have a coule of different colours to help the beads stand out...
Pay day today, a good £150 more than I was expecting so will be making required payments, setting some aside to go shopping and lobbing the rest into the OD bucket:D
Still smiling despite a summer cold. Didn't quite manage my NSD yesterday (needed cold remedy so I could concentrate at work) but I matched what I spent with an extra payement to the OD:A
Claire - sorry to hear about Wongy. As for the jewellery - a couple of pieces of plain velvet type fabric stretched over a board or in a picture frame with no glass (might possibly have something that suits) would be least detracting and you could have a coule of different colours to help the beads stand out...
Pay day today, a good £150 more than I was expecting so will be making required payments, setting some aside to go shopping and lobbing the rest into the OD bucket:D
26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
SPC 2019 #073
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Comments
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Morning Luc and those who follow
Lovely to hear you sounding to positive and upbeat Luc, work really does agree with you. How's N enjoying nursery?
DD2's birthday today so an early start opening pressies on our bed at 6am...she managed a nice haul with ten ton of "glee" stuff from us and £160 from relatives......I'm taking them to London next week so no doubt she'll manage to make a serious dent in that.
Lots to do today around the house but would like to pop out for an hour or so seeing as it's nice.....will talk DH into coffee at the beach.
Need to pay a cheque in from music magpie - then I can transfer it straight over to the debt pot....worked out earlier that we've cleared 78% of the debt in the past 15 months.
Hope you all have a great day."Start every day off with a smile and get it over with" - W. C. Field.0 -
morning all, am feeling better today, managed to rip the handle fully of the glove box and can now get into it using a allan key, not exactly elegent but it works and thats all that matters at the moment,
might also help that my parents are coming down to visit tomorrow which i am looking forward to
anyways big hugs to everyoneDrop a brand challenge
on a £100 shop you might on average get 70 items save
10p per product = £7 a week ~ £28 a month
20p per product = £14 a week ~ £56 a month
30p per product = £21 a week ~ £84 a month (or in other words one weeks shoping at the new price)0 -
I couldn't start the no smoking today....really not in the mood. I feel motivated, so I'm going to try to smoke less overall and change some for inhalator to get me used to it.** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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Happy Friday everyone
Debt looking good Pooky & Happy Birthday to your DD.
Luc~Good on extra £££'s
Gonzo~Good on glove compartment.
Elfen~just take it slow.
Whoosh.........I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Morning,
Could do with some of that fearlessness myself today. I've gotta drive to Boscastle this afternoon and I'm cacking myself. I've got no idea where we're going, I've just gotta follow my friend 'Tasha all the way. Which might be alright if she had her van but it's in for repairs so she's got a hire car. Which means it's not as visible and it goes a lot faster than my car. I'm probably worrying about nothing, I'll have other friends in my car to direct me, I'm just really nervous.
Kayleigh0 -
Morning all, I paid £104 off my debt today, that'll be it for the month but it's one card back to £0, one more to go thrn the student overdraft and I am done
Topped up savings too so off to update sig No longer using this account for new posts from 20130 -
Good morning!
I'm fairly new to the forum, first post was yesterday, but thought I would say hi on here
I've read through quite a few posts yesterday and this morning, and have decided on my plan of action. I've decided which debts to snowball, and have taken on board the idea of rounding my bank account down to the nearest £10 every Friday, starting today. It's the first steps, but I'm hoping to have all this paid off by my 30th birthday, though I know that if I pull myself together I can do it by my 29th, which would be a really nice present to myself
::: Total Paid Since LBM (27/05/10): £4639.85 Official Debt Gone!! :T ::::AThat money talks, I don't deny, I heard it once, it said "Goodbye"~ VSP2011: #104 ~
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Morning all.
Need to find work motivation today...so far not happening!Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0 -
hey and welcome nice to have some new 'faces' and well done on setting yourself that challenge wish i could be debt free by 30 i am going to be looking at about 35 before i am as it stands at the moment however i will be getting a new job soon, I WILL (i hope)Drop a brand challenge
on a £100 shop you might on average get 70 items save
10p per product = £7 a week ~ £28 a month
20p per product = £14 a week ~ £56 a month
30p per product = £21 a week ~ £84 a month (or in other words one weeks shoping at the new price)0 -
Kayleigh
Take a road atlas and mobile phones and you'll be fine. If need be write down a list of the roads and junctions. That's what I used to do with the motorbike and stick it to the petrol cap.
BDebt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0
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