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Frustration - House selling.... Rant
Comments
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With regards to providing proof of finances to an estate agent, I would rather give my financial details to the prince of nigeria than an estate agent. More trustworthy for one thing.
agreed! chicken is already in the dog house for telling one local e.a. too much! But I can see from their perspective, they are obviously used to the odd time waster...0 -
I wouldn't tell an Estate Agent anything other than 'I can afford it' - it's none of their business what deposit I have, and them knowing would put me in a weaker bargaining position. I have a broker who has advised me not to apply for a MIP - they are worthless - and you can't get a mortgage 'agreed' until you have found a house to buy anyway, so it may be that the buyer themselves doesn't know if they can get all the finances in place until mortgage application time.0
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I agree.
My ideal selling sequence of events would be.
Buyer views.
Buyer makes offer and accepted by seller if agreeable.
Buyer instructs bank to carry out a full survey.
Mortgage supplied and monies transfered on mutually agreed exchange date.
Shakes hand with buyer, and hand over keys.
Job done.
No solicitors creaming off a large fee and generally dragging their behinds.
Thats my ideal world...... lol0
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