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Axa home contents insurance any good?
xxdeebeexx
Posts: 1,964 Forumite
Hi I am looking around at contents insurance and have had an unbelievable quote from Axa. They quote £83.71 and give £32 quidco cashback too.
There are no questions about windows locks, patio doors etc, unlike AA who have a number of questions about this and they are quoting £225 renewal, so I am wondering if I am missing a point somewhere.
I have read through the Axa policy and it seems to cover everything, except I can't see cover for laptops away from home.
I am worried that it is too good to be true
any comments would be helpful
TIA
Dx
There are no questions about windows locks, patio doors etc, unlike AA who have a number of questions about this and they are quoting £225 renewal, so I am wondering if I am missing a point somewhere.
I have read through the Axa policy and it seems to cover everything, except I can't see cover for laptops away from home.
I am worried that it is too good to be true
any comments would be helpful
TIA
Dx
0
Comments
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check the endorsements and policy terms regarding the security they require to be sure.
Laptops away from the home - you need to purchase adequate unspecified or specified personal possessions cover to cover these. They do appear to include AD to computers inside the home as standard which is good.
Am assuming you are reffering to AXA's direct offering on their website:
http://www.axa.co.uk/assets/documents/axa.co.uk/personal/insurance/home/home-policy-booklet.pdf
AXA's claims service can be mixed.0 -
What version of the AXA home contents insurance are you referring to. They have multiple versions dependong on the distribution channels.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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What version of the AXA home contents insurance are you referring to. They have multiple versions dependong on the distribution channels.
Hi I mean buying direct from their web site as dogbot suggested.Am assuming you are reffering to AXA's direct offering on their website:
http://www.axa.co.uk/assets/document...cy-booklet.pdf
I have been quoted for the contents plus additional cover.
Thanks
Dx0 -
I have been quoted for the contents plus additional cover.
Additional cover is accidental damage. For laptop you need personal possessions cover to be added in. Ask them to re-quote including personal possessions.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
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