We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Axa home contents insurance any good?

xxdeebeexx
xxdeebeexx Posts: 1,964 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
in Insurance & life assurance
Hi I am looking around at contents insurance and have had an unbelievable quote from Axa. They quote £83.71 and give £32 quidco cashback too.
There are no questions about windows locks, patio doors etc, unlike AA who have a number of questions about this and they are quoting £225 renewal, so I am wondering if I am missing a point somewhere.

I have read through the Axa policy and it seems to cover everything, except I can't see cover for laptops away from home.


I am worried that it is too good to be true

any comments would be helpful

TIA

Dx

Comments

  • dogbot
    dogbot Posts: 1,062 Forumite
    edited 27 May 2010 at 11:23AM
    check the endorsements and policy terms regarding the security they require to be sure.

    Laptops away from the home - you need to purchase adequate unspecified or specified personal possessions cover to cover these. They do appear to include AD to computers inside the home as standard which is good.
    Am assuming you are reffering to AXA's direct offering on their website:
    http://www.axa.co.uk/assets/documents/axa.co.uk/personal/insurance/home/home-policy-booklet.pdf

    AXA's claims service can be mixed.
  • dunstonh
    dunstonh Posts: 120,606 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    What version of the AXA home contents insurance are you referring to. They have multiple versions dependong on the distribution channels.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • xxdeebeexx
    xxdeebeexx Posts: 1,964 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    dunstonh wrote: »
    What version of the AXA home contents insurance are you referring to. They have multiple versions dependong on the distribution channels.


    Hi I mean buying direct from their web site as dogbot suggested.
    Am assuming you are reffering to AXA's direct offering on their website:
    http://www.axa.co.uk/assets/document...cy-booklet.pdf


    I have been quoted for the contents plus additional cover.

    Thanks

    Dx
  • dunstonh
    dunstonh Posts: 120,606 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I have been quoted for the contents plus additional cover.

    Additional cover is accidental damage. For laptop you need personal possessions cover to be added in. Ask them to re-quote including personal possessions.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • xxdeebeexx
    xxdeebeexx Posts: 1,964 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    dunstonh wrote: »
    Additional cover is accidental damage. For laptop you need personal possessions cover to be added in. Ask them to re-quote including personal possessions.


    Thank you £105 for personal possessions.

    Dx
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture