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Mbna Reclaim

Hi I had a credit card with MBNA which had PPI, when i realised what it was a few years ago,i called and asked them to remove it, as my balance was 0.00 at the time he said theres no reaosn to cancel as theres nothing to pay? When i come to use the card again there the PPI popped up again, is that a mis selling,.

Im going to write anyway, got my card number, i never actually cancelled the card so its probably still active, But i just remember then trying their best no to let me remove it? That was about 4 years ago. I dont know how much Id paid over how long, does that matter?

K x

Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    halphy wrote: »
    Hi I had a credit card with MBNA which had PPI, when i realised what it was a few years ago,i called and asked them to remove it, as my balance was 0.00 at the time he said theres no reaosn to cancel as theres nothing to pay? When i come to use the card again there the PPI popped up again, is that a mis selling,.

    Im going to write anyway, got my card number, i never actually cancelled the card so its probably still active, But i just remember then trying their best no to let me remove it? That was about 4 years ago. I dont know how much Id paid over how long, does that matter?

    K x

    Hi

    Well I'm sure if this is a new Credit Card account then the PPI should have been discussed with you, so it seems they just automatically added it, go for it and good luck.

    Di
    X
    The one and only "Dizzy Di" :D
  • halphy
    halphy Posts: 593 Forumite
    Hi Di ive had it a while but not used it all the time, at one point there was a large balance then i transferred, Im going to have a go x Thanks
  • halphy
    halphy Posts: 593 Forumite
    Do i need to know how much Ive paid to reclaim?
  • di3004
    di3004 Posts: 42,579 Forumite
    Good for you.:T:T

    Well worth giving a shot or 2.

    You do not need to know how much - but you can always request they send you a written breakdown anytime.;)
    The one and only "Dizzy Di" :D
  • halphy
    halphy Posts: 593 Forumite
    had a response from MBNA to say they'll be in contact within 28 days, should I send my questionnaire now, What will they say after the 28, fill out the questionnaire???

    K x
  • di3004
    di3004 Posts: 42,579 Forumite
    halphy wrote: »
    had a response from MBNA to say they'll be in contact within 28 days, should I send my questionnaire now, What will they say after the 28, fill out the questionnaire???

    K x


    Hi, thanks for your update.

    Its up to you if you want to send the questionnaire now, to cover your ground on this.;)

    Di
    X
    The one and only "Dizzy Di" :D
  • halphy
    halphy Posts: 593 Forumite
    Hmmm I might as well! LOL Save them wasting my time!!
  • di3004
    di3004 Posts: 42,579 Forumite
    halphy wrote: »
    Hmmm I might as well! LOL Save them wasting my time!!


    LOL.......good point! :T:D
    The one and only "Dizzy Di" :D
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