Great "How To Tell Family We Need To MoneySave" Hunt

EagerLearner

Now I just need him to allow me to comb through his bank statements to log his own spending, so he can see where the money 'dissapears to' every month!

rrutter_2

I started to become quite obsessive about it - however as I just bought my house, afforded all the insurance and saved just about everywhere from the valuation fee to the contents insurance people are starting to come round. My boss came round the way of thinking having seen me scrap the money for just the house and essentials. Now I have insurance and all sorts that I couldn't do with the first set of figures. Recently he proudly announced he had refused to buy the £1.84 bottle of water in the pretol shop, but came in nicked one of my empty ones and filled it from the free water dispenser in the foyer. I suppose share and share alike??? It does take some time to lick it all into shape the first time, but after that the maintenance effort is fairly minimal. People see the changes in lifestyle and soon start asking questions .... quite a good incentive when I could afford to go on days out this year!!!!
Shame I now have a house that needs rewiring - but never fear the MSE in me has come up with a plan: get a labourer in to prep chasing into walls taking up floorboards etc, sparky to do the actual work, bought in bulk the required cables etc with a friend doing a new build and then labourer to do the plastering afterwards. I then get to slap paint on the walls again! So far costs come down from £2000 to £1200 not to shabby!!!!

BestFootForward_2

Sometimes my OH and I think completely differently about money.

When I try to show her a spreadsheet, she runs a mile.
So I just told her how quickly we could be debt free if we can find an extra xxx amount a month. That really worked!:j

Ok, we're not saving that extra amount yet, but there has been a big shift in attitude towards money for her, and given a little more time, we will find that extra amount.

gb57

Uh oh - some your OHs sound just like my dear long departed dad! I was one of 6 kids and mum scrimped and scraped and reused and recycled, never threw anything away, etc. etc - Dad spent money he did not have, and when he did have any he threw it around - generous to a fault, so what if the rent is not paid next week, or the kids need new shoes! My mum ended up keeping secrets from him about money. When each of us started work she took money from us for our "keep". When they were offered the chance of a 100% GLC mortgage to buy their own home (we lived in a council flat, and this was way before the days when you could buy your council home - most of us had left home by then), he said "can't be done, we can afford the mortgage, but no money for deposit". Mum had the money - secretly squirreled away from the money we had given her for our keep. We all thought it was great! :T She had always wanted a home of her own.

We all benefited in the end, when she died last year (Dad died 26 yrs ago), we each inherited £35,000 from the sale of her flat! She was very happy being a homeowner. :j

Sorry, I know it doesn't help with ideas, but missing my lovely mum nowadays, and whenever I read "money-saving" hints, I think of her - she could money-save for England! (Anyone else remember "turning" the sheets - when they got worn in the middle, cut down the middle, turn and sew up with the edges now the middle - new lease of life. :rotfl:

Nowadays people think being careful with money is being mean....

tigertiger_3

My family just laugh at me..hubby says 'shes off on her moneysaving schemes again'!....but when they all see the rewards they are 'wow'!

hub still has a lot to learn so do kids

They are amazed by boots bargains that come for birthdays, christmas etc. 2000 nectar points has given me £30 in adams vouchers ( dont like the clothes but loads of thomas the tank stuff for ds for crimbo) Havent yet cashed in tesco points but will be doing soon!

Looking for cheaper insurance, getting a few quid off sky now and then has saved us quite a lot over the past few years....and every little helps......I LOVE THIS SITE!

raymond_42

My parents have a substancial amout of money going into there current
account monthly, the problem is their account was only paying 0.50%.
Through recieving martins e.mails, i have learnt that they could do a lot better, i convinced them to switch to the A&L now they are maximising
there money. Iwonder how many more parents are in this situation,
why not have a word with yours.