bank error money received (£2700). now they want it back!? advise

crispy_chris

Theft_Act_1996 wrote:

24A Dishonestly retaining a wrongful credit

(1) A person is guilty of an offence if—
(a) a wrongful credit has been made to an account kept by him or in respect of which he has any right or interest;
(b) he knows or believes that the credit is wrongful; and
(c) he dishonestly fails to take such steps as are reasonable in the circumstances to secure that the credit is cancelled.

Taken from http://www.opsi.gov.uk/acts/acts1996/ukpga_19960062_en_1#l1g2

Would seem to indicate you have to repay

volcom883

just got off the phone with natwest.. first i said i didnt wanna pay but when heard the about their legal team i said i was ok to back it back by installments..

i still believe that its unfair.. i thought it was my fathers mistake.. or at least i wished.. damn..

thanks for your advise anyway!

Flearoy

preable wrote: »

Hi

Today i checked my online banking and there was a payment made to my accout for £122 all it says is bank credit. im not expecting a payment or anything just showed up out if the blue. What should i do just leave it and wait or contact my bank??

Never happend to me before.

Hi there. Best thing is to ask your bank about it, and don't spend it whatever you do. Chances are the bank will take it back.

System

volcom883 wrote: »

i thought it was my fathers mistake.. or at least i wished.. damn..

You are quite prepared to rip your own father off? Ye Gods!!! some people.

crispy_chris

preable wrote: »

Hi

Today i checked my online banking and there was a payment made to my accout for £122 all it says is bank credit. im not expecting a payment or anything just showed up out if the blue. What should i do just leave it and wait or contact my bank??

Never happend to me before.

Wait until tomorrow, some banks systems show 'Bank Credit' on the day that it hits the account, but the next day it shows as 'Bank Credit - Tesco' or whatever, indicating where it is from

mr_fishbulb

Hahahahahahahahaha this thread has cheered me up

preable

volcom883 wrote: »

i still believe that its unfair.. i thought it was my fathers mistake.. or at least i wished.. damn..

thanks for your advise anyway!

Wow just wow

thatsean

I love these threads! After a dreadful day at work i'm grinning from ear to ear! I'm off in search of some free money now, anybody want to wire me some?

fozmcfc

mackemdave wrote: »

This must be a wind up.....Fairly new user....

Not so new, but still the same hapless fool.

https://forums.moneysavingexpert.com/discussion/1284881=

glider3560

fozmcfc wrote: »

Not so new, but still the same hapless fool.

https://forums.moneysavingexpert.com/discussion/1284881=

Made me lol!