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The Challenge - Debt free in two years!
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Don't stress about it Adam, just keep trying your hardest to get there asap, like Becs said every month you can knock off is a bonus.
I'm not sure realistically I will get there either, but am still aiming for it as that way I might only miss it by a couple of months.
Hope your not feeling down about it, you are doing really well xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Aim for June 2012 and any further months you can knock off is an added bonus!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
June 2012 would be a hell of a challenge for me but within the realms of possibility so maybe we could challenge ourselves to aim for that?
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
That sounds like a good plan you two xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
It's like having two challenges LOL
I'm not down about it at all, I'm actually quite positive. I think by setting DFD's we sometimes can be a little hard on ourselves if we don't make it.Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Let's do it!
Glad to hear you're feeling postitve Adam and think what you've said is very true.Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
That's the spirit Adam! And you've done so well, and still managing to get some snow in, so not all bad for sure!0
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OH NO !!! Don't you two three four whoever is joining in get the wobbles, I was thinking earlier this is going to get really tough and Im not sure how long i can keep this up. On the other side of it who knows what will happen next year and putting myself under pressure is what has got me this far. Who cares what day we clear it we are clearing it and not adding to it and that is all positive in my book Cheers :beer:MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
I'm still in it for Dec 2011 HWG!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Phew thought I was being dumped by everyoneMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0
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