The Challenge - Debt free in two years!

Ceniza

Woowoo wrote: »

Don't feel guilty about buying essential clothes Adam, you can't go out in the buff after all!

Well.... LOL

I did spend more than I should, anyway, I've paid more this month than any other month since LBM so, I guess I shouldn't be too hard on myself

Kepp

I know what you mean about feeling guilty but you shouldn't.

I was like that at the beginning of debt-busting - I wasn't ever going to go out, never going to buy anything new and I was going to live off value beans and toast whilst doing nothing but work!

I think if you could be debt-free in say a year this actually wouldn't be too unrealistic of an attitude but when debt busting has the potential to last two to three years it's not really feasible to live like that.

I think that (despite my diary title!) I've come to terms with that. I'm still going to do everything in my power to bust this debt as fast as possible, but I'm also not going to beat myself up if I have to have a new pair of shoes or have the occasional night out. However, I will try to still spend as little as possible on these things!

Hope that makes you feel a bit less guilty

Woowoo

Very well put Bec's x

Kepp

Woowoo wrote: »

Don't feel guilty about buying essential clothes Adam, you can't go out in the buff after all!

:rotfl::rotfl::rotfl:

RumPunch_2

beccie wrote: »

I know what you mean about feeling guilty but you shouldn't.

I was like that at the beginning of debt-busting - I wasn't ever going to go out, never going to buy anything new and I was going to live off value beans and toast whilst doing nothing but work!

I think if you could be debt-free in say a year this actually wouldn't be too unrealistic of an attitude but when debt busting has the potential to last two to three years it's not really feasible to live like that.

I think that (despite my diary title!) I've come to terms with that. I'm still going to do everything in my power to bust this debt as fast as possible, but I'm also not going to beat myself up if I have to have a new pair of shoes or have the occasional night out. However, I will try to still spend as little as possible on these things!

Hope that makes you feel a bit less guilty

You put that brilliantly!

Ceniza

beccie wrote: »

I know what you mean about feeling guilty but you shouldn't.

I was like that at the beginning of debt-busting - I wasn't ever going to go out, never going to buy anything new and I was going to live off value beans and toast whilst doing nothing but work!

I think if you could be debt-free in say a year this actually wouldn't be too unrealistic of an attitude but when debt busting has the potential to last two to three years it's not really feasible to live like that.

I think that (despite my diary title!) I've come to terms with that. I'm still going to do everything in my power to bust this debt as fast as possible, but I'm also not going to beat myself up if I have to have a new pair of shoes or have the occasional night out. However, I will try to still spend as little as possible on these things!

Hope that makes you feel a bit less guilty

Thanks Bec! It was just a lot of money, that's all. Anyway - it's done now and not like I can take them back (I don't want to anyway )

Ugh, is it 5pm yet

Woowoo

Once again I have spent all day on here neglecting my work!

5pm feels a long way off still.

Woowoo

Have you ever been to watch the Big Freeze in Battersea Adam? Really wanted to go this year, but couldn't justify spending the money.

Kepp

This is why I love flexi-time, I'm gone by 4:30 or earlier sometimes!

Mind you, I do start at 7:30 in the morning

jtr2803

The first thing I saw when I came back to this dairy is Woo's comment about Adam being naked :rotfl:, I had to wonder what on earth was going on!!!

Don't feel guilty Adam, if you need them then you need them. Like Becs says, you can't deny yourself everything and sometimes it is worth spending the extra to get something that is going to last .