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Warning! Beware conning invoices & debt demands

Former_MSE_Alana
Former_MSE_Alana Posts: 252 Forumite
Don't pay if you receive an invoice instead of a quote

Sending an unwarranted invoice or demand for cash in the post is a nasty trick, as many assume they need pay up.

Typical scenario: It could be a private parking ticket you didn't warrant, or an offer to list your small biz in an advertising directory, where you agree to a quote, but instead an invoice shows up, threatening debt collection.

What to do? If you've no contract, a trader can't take you to court for unpaid bills. Don't fall for their scare tactics. Write back, refuse to pay and threaten to take them to court for harassment if they don't stop.

Debts that aren't yours: A similar issue is some debt collection agencies send demands to all folks with the same surname to save time. Remember the onus is on THEM to prove that you DO owe the money and it's genuine debt.

Use this National Debtline letter to write back.

If the debt is yours, read the Problem Debts Guide on how to deal with it.



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