where does my wife stand legally

oysterman

According to barclays bank my wife took out accidental death cover verbally over the phone in 1999, which she has been paying every month since.

My wife is a person who never checks her bank statement(she wishes she had now).

Now she does not remember doing this at all.

My question if it was done verbally over the phone would barclays have had to send her any paperwork to sign. She has asked the bank to send her a copy of it.

If they cant produce it can she claim the monies back she has already payed, which amounts to over £1200.

Cheers for any replys

_Andy_

I would imagine there must have been something she would have signed - at the very least there would (should?) have been a product summary/confirmation of the sale sent through to her.

Good luck with it

ihatepasswords

A verbal contract isn't worth the paper it's not written on!

How is it paid for? If it's a standing order/direct debit was anything like a mandate signed?

I'm pretty sure every insurance policy I've taken out has had to be signed when you declare the information given is correct.

ihatepasswords

Anything to do with this?

http://forums.moneysavingexpert.com/showthread.html?t=248530