PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

We own my partners mothers house, benefits?

13»

Comments

  • Wee_Willy_Harris
    Wee_Willy_Harris Posts: 7,512 Forumite
    I suspect that you are not your mum's landlord.

    Where the landlord is a relative, the question of whether the person has paid rent in the past is very relevant indeed. If they have not paid rent, but are now agreeing to pay rent in order to claim LHA, that would normally be considered a contrived tenancy, in which case LHA is not payable.

    The local authority look very closely at LHA applications when LL and tenant are related.

    My experience of Local Authorities and LHA claimants who suddenly just pop up from nowhere for no obvious reason is that it will be looked into. They won't even have to try that hard. A quick glance at their own Council Tax records would show the daughter when she was living there, which would lead to the daughters current address, which would be the same as the LL regardless of which of these schemers is listed as the LL.

    And don't think the Data Protection Act will protect them from that kind of enquiry. LA have a duty to protect public money from fraudulent loss, and the DPA has a caviat allowing information to be legitimately colated in the course of detecting/preventing crime.

    Part of me almost hopes they go for it.
  • zzzLazyDaisy
    zzzLazyDaisy Posts: 12,497 Forumite
    Part of the Furniture Combo Breaker
    maria6259 wrote: »
    I don't have a link. This info comes from when my father wanted to give me his house, and live rent free, but was told by a solicitor that I would still be deemed to be receiving a rent from him and that would incur tax implications.
    If anyone knows any more about this I would be interested in finding out.
    ps dad's house is still in his name!


    That is a different issue entirely.

    In your case, your father wanted to give you HIS house but to continue to live in the house rent free. That arrangement has potential tax implications (IHT and CGT) and also is open to claw-back by the local authority if your father were to go into a care home.

    In this case the house has never belonged to the mother. OP's gf is buying it with a mortgage, and she lets her mum live there rent free. There are no tax implications in that scenario.
    I'm a retired employment solicitor. Hopefully some of my comments might be useful, but they are only my opinion and not intended as legal advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.