Death of Primary Cardholder?

opinions4u

You might find this government site helpful for the wider situation.

This section may be particularly useful in answering your question.

happyhaddock_2

Thanks opinions4u that was really interesting. I'll contact them on Monday, feel a bit easier knowing "I can defend my ground".

Ta again x

lisyloo

Be aware they will try to "bully" you/your mum and convinve you otherwise.
They may for example send scary/ threatening letters to your mum that look very official.
So be prepared for them to use underhand bully boy tactics.

If I was in your position I would suggest to your mum that she lets you deal with all correspondance and in her posistion (grieving) she might get upset.
I realise you are grieving too but you seem to have your head together :-)

molerat

molerat wrote: »

No they can't although some will try it on so be aware of this.

They seem to have done exactly this, they will say they are doing your mum a favour by giving her a card but are in fact trying to protect their own interests. If they cannot provide a credit agreement signed by your mother tell them to go jump, she hasn't unwittingly signed anything has she ?

happyhaddock_2

Thanks for the further replies, I've checked today and the card hasn't been used since Jan (Dad died in Apr) and mum definately didn't sign the agreement, so there is no way she is going to take ownership of the debt. Thanks again for all the help x.

Just to add Lisyloo, I've already been made next of kin re-the bank so am now dealing with mums affairs