📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My 15 year old son sent Barclaycard Platinum Credit Card Application

Options
2»

Comments

  • samcat_2
    samcat_2 Posts: 166 Forumite
    Thanks for all the replies

    Whilst actually applying for the card would be an interesting experiment (and I confess I am curious to see whether or not a card would arrive!) it's not something we want to to do. I will not have my son applying for a card even as an experiment. Plus I believe it could cause the junk mail to snowball.

    We do exactly what Lisyloo does! We rip out and rip up the little address/personal bits, so that we can still recycle the bulk of the paper. So I cannot imagine that they got his details from physical post.

    What is really puzzling me though is HOW they got my sons details?!!! I'm going to pursue this and demand answers.

    I am also still wondering whether or not this is linked in some way, either directly or indirectly, to the moment we opened his bank account at the Halifax.
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It's possible but it's quite hard to find out where it came from.
    Any time you register on an internet site for a freebie or a competition your details could be passed on.
    You should always tick (or untick) the boxes if you don't want your details passed on.
    If there isn't a choice (you should read the privacy policy) then personally I opt out of registering for the freebie/competition.

    When your son opened the account with Halifax what instructions did he give them about his personal details.
    It can be confusing because sometimes you tick the box to have your details passed on and sometimes it's the other way round.
    Did he give them permission to pass he details on (perhaps passively by not informing them that he wanted them NOT passed on).
    What is their privacy policy?
    Did he check it at the time of signing up.

    If you're bothered by junk mail then you can't be too careful.
    He can sign up with the Mailing Preferences Service (MPS) to say he deosn't want junk mail.
    It's not obligatory so companies are not obliged to follow it, but in general you get good results.
  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    I was told by Bank of Scotland (Halifax) that my personal details would only EVER be used to send me details of products that they themselves provide and would only be used for such a purpose when I was eligible for them, ie, once I'm 18.
  • trets77
    trets77 Posts: 2,886 Forumite
    Part of the Furniture Combo Breaker
    apply for it then if it comes make a huge fuss and write or threaten to write to a newspaper ect.they will be eating LARGE dose of humble pie make them squirm and ask for compensation to keep quite or else you start writing letters to newspapers.

    i reccomed Diana Wright in the sunday times she always gets a apoligie a bunch of flowers and £100 say sorry off these crooksfor wronged customers
    Better in my pocket than theirs :rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.