Nationwide overdraft

OMAR

Hi,

If I reduce my overdraft online from 750 to 0....will in trigger another credit search like some banks do?

Thanks

BigAndy_79

Errrrm, I very much doubt it !!

OMAR

I just thought they did like Natwest......any others know the answer?

DesG

I think so, but can't be sure. I wanted to reduce my overdraft (not to 0), and they wanted to do a credit check, so I said leave it then, lol.

Cheers, Des.

Internet_Explorer

DesG wrote: »

I think so, but can't be sure. I wanted to reduce my overdraft (not to 0), and they wanted to do a credit check, so I said leave it then, lol.

These bankers are crazy no wonder our economy is screwed

Dr_Cuckoo

according to another post on this forum they do

zppp

Internet_Explorer wrote: »

These bankers are crazy no wonder our economy is screwed

What a bizarre comment to make, some do a light search to check the identity for fraud prevention purposes. Normally this 'light search' doesn't show on your credit file. BTW, when you call into a bank, you are not speaking to a banker. It was the 'investment bankers' dealing in credit default swaps and dodgy investments etc that 'screwed the economy'.

System

OMAR wrote: »

Hi,

If I reduce my overdraft online from 750 to 0....will in trigger another credit search like some banks do?

Thanks

You can send a secure message to ask them to remove the overdraft.
No credit search involved.