📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
AQUA credit card
sammyjammy
Posts: 8,301
Forumite
in Credit cards
Having a much less than perfect credit record and needing a card for business trips I applied for one of these and was promptly turned down, I was shocked, especially after reading that they lend to almost anyone, I have recent copies of my credit reports which list two defaults (due to drop off next month) and a CCJ which is satisfied and due to drop off next September.
Could it be because I don't have any other searches on my record, I'm not really sure what to do next, try Capital one or someone else, am I likely to get turned down by them I wonder?
I know you guys can't tell me why just thought worth posting to see if it happened to anyone else.
Sam
Could it be because I don't have any other searches on my record, I'm not really sure what to do next, try Capital one or someone else, am I likely to get turned down by them I wonder?
I know you guys can't tell me why just thought worth posting to see if it happened to anyone else.
Sam
"You've been reading SOS when it's just your clock reading 5:05 "
0
Comments
-
i would also look at the barclays inital card as they have high apr but are easier to get than normal rate cards , it might be a idea to hang on till the default next month comes off because 1 default looks a lot better than 2 , hope this helps0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.8K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606K Mortgages, Homes & Bills
- 179K Life & Family
- 263.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards