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Disadvantages in selling up?

I'm single, in ful-time employment (public sector) and have a property valued at £110,000 with no mortgage.

To avoid commuting, I'm thinking of selling-up and renting in London. What are the disadvantages?

Obviously no chance of capital gain, but then I think the market is about to go pear-shaped anyhow as the economy crashes.

Any other serious downsides of not being a house owner?

Comments

  • cuffie
    cuffie Posts: 1,124 Forumite
    Could you rent out your property and rent in London (or buy in London?).
    I personally would be wary of coming off the property ladder and paying someone elses mortgage for them! xx
  • crossleydd42
    crossleydd42 Posts: 1,065 Forumite
    Once you step off the housing ladder, you will be left behind price-wise and have difficulty getting back on.

    While house prices may fluctuate a little, there is no way there will be a house-price crash - there has always been a shortage of houses on the market and this is unlikely to improve, no matter what efforts governments make to build more. BTR, relationship breakups (two houses needed instead of one) are piling on the pressure. 'Cuffie' makes a good point.
    "Some say the cup is half empty, while others say it is half full. However, this is skirting around the issue. The real problem is that the cup is too big."
  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    i would rent it out, and then go and rent in london, IF the figures make sense.
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    do you not live in london already, is that not where your property is as thats your location :confused:
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Tassotti
    Tassotti Posts: 1,492 Forumite
    Are there any properties in London for 110K?
  • yes,there's plenty of them! usually called garages or pathways or small gardens!
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