Should I contact my Car Insurer?

newsaver40

Hi All,


I would apreciate if someone could give me some advice.

Yesterday, I was involved in a minor car accident (other driver's fault). basically, I was parked up and stationery when the other driver tried to reverse park - she misjudged the space and ended up reversing into the passenger side of my car.

We exchanged details (names & addresses etc) and the other driver has admitted all responsibility for the accident (I also have a witness).


Anyway today, the driver has phoned me and says that her insurance company will deal with the claim and that her insurance company will contact me in due course.

What I would like to know is, should I contact my car insurance company? even though she is claiming from her insurance company.

Should I log the accident with my car insurance company anyway?

stevenpc

newsaver40 wrote: »

Hi All,


I would apreciate if someone could give me some advice.

Yesterday, I was involved in a minor car accident (other driver's fault). basically, I was parked up and stationery when the other driver tried to reverse park - she misjudged the space and ended up reversing into the passenger side of my car.

We exchanged details (names & addresses etc) and the other driver has admitted all responsibility for the accident (I also have a witness).


Anyway today, the driver has phoned me and says that her insurance company will deal with the claim and that her insurance company will contact me in due course.

What I would like to know is, should I contact my car insurance company? even though she is claiming from her insurance company.

Should I log the accident with my car insurance company anyway?

inform your insurance company so that if anything goes wrong you still have a valid claim.Then when you receive an offer to settle from the other persons insurance you can inform your insurance company.I had a similar experience last year and the other persons insurance arranged the repairs and hire car much quicker than my insurance would have done.Everything went fine for me no probs.

bob_a_builder

probably , but this will likely now mark you down for an increase of premium next time round, since using the insurance peoples logic you are now a person who is more 'likely' to be involved in an incident in future.
yes - I know you did nothing, but that seems to be their logic

vaio

you need to notify your company but make it clear it is for information only and you don't need them to do anything at this stage

newsaver40

Thanks, I have taken all of your advice and have informed my insurance company - better to be on the safe side.

Takoda

newsaver40 wrote: »

Hi All,


I would apreciate if someone could give me some advice.

OK here it is - you used the word "stationery" A really good way to remember how to spell it is

E for envelope - stationery (paper and pens and stuff)
A for automobile - stationary (cars)

Glad to help.

Oh and it is a big resounding YES about contacting your insurers. Don't ever do anything they could use against you at a later date.