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How to prepare best for holiday to the US at the end of June

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  • northwest1965
    northwest1965 Posts: 2,146 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    eslick wrote: »
    take a few hundred dollars and post office credit card and you will be set, just pay for everything on the credit card and you will get the bank rate and no extra fees as long as you pay it off when you get back.

    Credit Cards (well visa) charge 2.75% conversion rate. Nationwide card is the best
    Loved our trip to the West Coast USA. Death Valley is the place to go!
  • jackieblack
    jackieblack Posts: 10,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Credit Cards (well visa) charge 2.75% conversion rate. Nationwide card is the best

    Nationwide will charge 1%
    Post Office and Abbey Zero don't charge.
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
  • eslick
    eslick Posts: 2,062 Forumite
    Part of the Furniture Combo Breaker
    go with Post Office ignore abbey zero its just to much hassle to apply, their customer service is terrible.
  • jackieblack
    jackieblack Posts: 10,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    eslick wrote: »
    go with Post Office ignore abbey zero its just to much hassle to apply, their customer service is terrible.

    I'd agree with that (unless the OP happens to have the Abbey card already), we have one so I use it, but I wouldn't bother applying otherwise.
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
  • Cityboy_2
    Cityboy_2 Posts: 123 Forumite
    edited 17 May 2010 at 12:51PM
    In answer to OP's question always buy your insurance policy before you buy/reserve anything else for the holiday/trip.
  • "How to prepare best for holiday to the US at the end of June"

    Go on a diet NOW ! My wife and returned last Friday from NYC and I am still feeling STUFFED !

    David
  • northwest1965
    northwest1965 Posts: 2,146 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    "How to prepare best for holiday to the US at the end of June"

    Go on a diet NOW ! My wife and returned last Friday from NYC and I am still feeling STUFFED !

    David


    Give us a couple of your restaurant suggestions!
    Loved our trip to the West Coast USA. Death Valley is the place to go!
  • dzug1
    dzug1 Posts: 13,535 Forumite
    10,000 Posts Combo Breaker
    Phaedos wrote: »
    It is very difficult to know if the exch rate will be significantly better via the card than the best rate available in the UK,

    Thanks for the insurance advice too, I will check a few of those names out.

    It's very easy to know - the exchange rate WILL be better than anything available in the UK for cash, significantly so if you do not shop around much. What's more difficult to quantify is exactly how much interest you will pay and set that against it. I'm sure it can be worked out but doing it exactly needs to know the date and value of each transaction.

    Sometimes it's best to go for convenience rather than cost though

    Another poster shot that insurance advice down in flames - but I don't know if they were right to do so. Whether they are companies that are paying out on policies taken out before the volcano, or are prepared to offer it on new policies (for a price) I haven't investigated.

    If you find anything useful please post it.
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