Can I stop her moving a lodger in?

zzzLazyDaisy

As a joint owner, the ex is entitled to occupy the house and could move back at any time. She can also invite her friends to stay. Whether she can actually let a lodger stay in her place, I don't know, but it isn't beyond the bounds of possibility - it is her house as well, after all (yes there may be increased insurance premiums but that is not insurmountable)

If OP wishes to prevent all that, he could come to an arrangement with her whereby he paid rent to her for the privilege of having sole occupancy and free and unencumbered use of her joint share of the house.

My advice to OP is either buy her out or get the place on the market and sold asap, otherwise this is going to e a real millstone round your neck.

Mitch_Connor

zzzLazyDaisy wrote: »

As a joint owner, the ex is entitled to occupy the house and could move back at any time. She can also invite her friends to stay. Whether she can actually let a lodger stay in her place, I don't know, but it isn't beyond the bounds of possibility - it is her house as well, after all (yes there may be increased insurance premiums but that is not insurmountable)

If OP wishes to prevent all that, he could come to an arrangement with her whereby he paid rent to her for the privilege of having sole occupancy and free and unencumbered use of her joint share of the house.

My advice to OP is either buy her out or get the place on the market and sold asap, otherwise this is going to e a real millstone round your neck.

It will be on the market soon. I'm hoping for a quick sale.

KarenBB

When OH took out the mortgage on our house it was all in his name but all adults moving into the property he had the mortgage on had to sign a lodgers declaration form. This was about 14 years ago and I think the form basically said that if he wanted to sell the property I didn't have rights to stay there. I'm not sure how it works but it sounds likeif you did get a lodger then tried to sell the property the lodger could be awkward about moving so that's why lenders get them to sign something. I'd speak to your lender to see if you do need their consent. Hope you get a quick sale so you don't need the lodger. K