neighbour hit my car and drove off_please help

katrina123

yes it will be classed as an accident. Claim or no claim, loss or no loss.
They stain your character for 5 years!!!! Insurance premium probably goes up.
Accident = higher risk driver = higher insurance price

Insurance companies are evil.... they dont want to pay you EVER, so they want info or loopholes to screw you, or to get more money from YOU.

I once scratched a car, parking, called my insurance "off the record' for advice, they marked it down, even though i paid cash to other party, my insurance has gone up and I have had one accident, well 2 now!

forgotmyname

Get a quote, Add 50% onto it then ask him politely for that amount.

If he refuses report him to the police for failing to stop at the scene he will get 6 points and a nice fine and you get to claim from his insurance. Dont forget to tell them how many points he received. He might not mention it to them.

He will be paying £££ extra for years to come.

katrina123

got two quotes written.

£358

£176

one garage wanted this case to go via insurance all the way, new parts.
one garage just said repair for £176 total in cash.

what shall i say to the car accident accused?
hes not at home now.

he has 24 hours to report incident.
or do i?

he can get fine and points yes, for not stopping.