Sainsbury Car Insurance, they declined to quote me!

mikey72

Househusband?

mattymoo

mikey72 wrote: »

Househusband?

Not when you're claiming benefits.

mikey72

I had no problem.

Oscar_The_Grouch

mikey72 wrote: »

I had no problem.

Househusband is someone who stays at home to look after the household duties. Unemployed is someone who is at home whilst they are looking for a job.

If you list your occupation as househusband and it turns out you are actualy unemployed, your policy will be declared void and you will be uninsured.

Now this is something we keep banging on about on this website - telling lies to your insurance company is otherwise known as FRAUD. You are entering into a contract using information you know to be untrue. Would you apply for a job and lie about your qualifications and then be surprised when you got fired after they found out?

Rant over.

irish_eyes_r_smiling

Oscar_The_Grouch wrote: »

Househusband is someone who stays at home to look after the household duties. Unemployed is someone who is at home whilst they are looking for a job.

If you list your occupation as househusband and it turns out you are actualy unemployed, your policy will be declared void and you will be uninsured.

Now this is something we keep banging on about on this website - telling lies to your insurance company is otherwise known as FRAUD. You are entering into a contract using information you know to be untrue. Would you apply for a job and lie about your qualifications and then be surprised when you got fired after they found out?

Rant over.

what if your claiming carers allowance, do you still have to say your unemployed or can you use housewife/husband??

mikey72

Oscar_The_Grouch wrote: »

Househusband is someone who stays at home to look after the household duties. Unemployed is someone who is at home whilst they are looking for a job.

If you list your occupation as househusband and it turns out you are actualy unemployed, your policy will be declared void and you will be uninsured.

Now this is something we keep banging on about on this website - telling lies to your insurance company is otherwise known as FRAUD. You are entering into a contract using information you know to be untrue. Would you apply for a job and lie about your qualifications and then be surprised when you got fired after they found out?

Rant over.

Good rant, but don't rant at me, rant at my insurance company.
As far as they were concerned, househusband/housewife is someone who is supported by their working partner. If you claim benefits at the same time they didn't really care, whether it was contibution based JSA, child benefit, carers allowance or anything else.
Possibly if it is income based JSA and is the only income, they may have have a different view.