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Direct Debit repayment options - Limited !!

clockerharvey · 2006-08-17 17:34:38

I have had a Virgin credit card which over the last 9 month interest-free period has allowed me to steadily reduce my balance by selecting a sensible repayment amount [£80] by direct debit which is neither the minimum payment nor the full amount. This replaced a Cahoot card which I also used to pay off 75 pound per month.…

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Paul_Herring Posts: 7,484 Forumite

18 August 2006 at 2:07PM

Wyndham wrote:

Or - just set up a standing order instead of the direct debit.

NO! Don't just set up a standing order.

You are not covered if they change the dates (like Barclaycard did last Christmas for some customers) - if your SO hits the account late for a change of date, you'll get whacked with a 'fine.'

Conjugating the verb 'to be":
-o I am humble -o You are attention seeking -o She is Nadine Dorries
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